328 Granite St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 328 Granite St, Biddeford, ME 04005 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,406 sqft · built 1978
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$295,500 (Mar 2019)
Tax Bill	$6,306 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:16 L:43`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:16 L:43`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
Gross Area	3,087 sqft
1st Floor Area	1,406 sqft
Basement Area	805 sqft
Unfinished Basement	588 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	328 GRANITE ST
City	BIDDEFORD
State	ME
Zip	04005-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	43
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1018
Census Tract	25100

Owner

Source: York County and Biddeford City records · APN BIDD M:16 L:43

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	328 GRANITE ST, BIDDEFORD, ME 04005-9784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 27, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Aug 04, 2021	Personal Representative Deed, Transfer
Mar 11, 2019	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2019 · Amount on Record
Deed Sale	Mar 11, 2019 · Amount on Record
Deed Document Number	20198486
Deed Book / Page	17908 / 905
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	328 GRANITE ST, BIDDEFORD, ME 04005-9784
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197980428
Date	Dec 03, 2025
Book Page	19798/428
Instrument	2025043851

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 01, 2051

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	328 GRANITE ST, BIDDEFORD, ME 04005-9784
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193930522
Date	Feb 27, 2024
Book Page	19393/522
Instrument	2024005525

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Mar 01, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	328 GRANITE ST, BIDDEFORD, ME 04005-9784
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188400719
Date	Oct 19, 2021
Book Page	18840/719
Instrument	2021060987

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

August 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Aug 04, 2021
Property Address	328 GRANITE ST, BIDDEFORD, ME 04005-9784
Document Number	0187590176
Book / Page	18759 / 176
Instrument Date	Aug 03, 2021
Instrument	2021045263
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 GRANITE ST, BIDDEFORD, ME 04005-9784

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Mar 11, 2019
Property Address	328 GRANITE ST, BIDDEFORD, ME 04005-9784
Document Number	0179080905
Book / Page	17908 / 905
Instrument Date	Mar 11, 2019
Instrument	2019008486
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 FISH HATCHERY RD, PHILLIPS, ME 04966

Mortgage

Document Number	2019008487
Date	Mar 11, 2019
Instrument	2019008487

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,306.00 (+6.25%)	$422,100 (+1.13%) Land $167,100 Building $255,000
2024	$5,935.00 (+9.1%)	$417,400 (+0.68%) Land $167,100 Building $250,300
2023	$5,440.00 (+9.88%)	$414,600 (+37.42%) Land $164,300 Building $250,300	$476,805
2022	$4,951.00	$301,700 Land $92,200 Building $209,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310251001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007, rainfall accumulation, Severe Storms And Inland And Coastal Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 105 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	2,000 / 2,000
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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