328 Ghost Creek Ln, Gardner, KS 66030 Property Records

Johnson County property record for 328 Ghost Creek Ln, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,508 sqft · built 1999
Lot Size	0.227 acres (9,882 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Jan 2019)
Tax Bill	$4,455 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CP74000006-0019`

Property Details

APN / Parcel Number

Primary APN	`CP74000006-0019`
Alternative APNs	`0461493002014011000` `R5407`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
Gross Area	2,606 sqft
1st Floor Area	638 sqft
Basement Area	638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,882 sqft (0.227 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	164 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R5407
Street Address	328 GHOST CREEK LN
City	GARDNER
State	KS
Zip	66030-1385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PUMPKIN RIDGE III LT 19 BLK 6 GAC 308 6 19
Legal Subdivision	PUMPKIN RIDGE III
Legal Block	6
Legal Lot Number	19
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1000
Census Tract	53705

Owner

328 Ghost Creek Ln is owned and occupied by an individual who bought it in January 2019.

Source: Johnson County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	328 GHOST CREEK LN, GARDNER, KS 66030-1385
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 30, 2019	Warranty Deed, Transfer · FHA Mortgage CENTRAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2019 · Amount on File
Deed Sale	Jan 30, 2019 · Amount on File
Prior Sale	Jun 3, 2015
Deed Book / Page	201901 / 6197
Prior Transfer Date	Dec 14, 2001
Prior Transfer Doc	0003345675
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	328 GHOST CREEK LN, GARDNER, KS 66030-1385
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103/14525
Date	Mar 31, 2021
Book Page	202103/14525

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	328 GHOST CREEK LN, GARDNER, KS 66030-1385
Transaction Type	Mortgage
Record Updated	Aug 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008/6173
Date	Aug 14, 2020
Book Page	202008/6173

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Jan 30, 2019
Property Address	328 GHOST CREEK LN, GARDNER, KS 66030-1385
Document Number	201901/006197
Book / Page	201901 / 006197
Instrument Date	Jan 22, 2019
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 GHOST CREEK LN, GARDNER, KS 66030-1385

Mortgage

Document Number	201901006199
Date	Jan 30, 2019
Instrument	201901/006199

Lender

Name	CENTRAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 328 Ghost Creek Ln was $4,455, up 6.2% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,455.00 (+6.22%)	$36,732 (+6.89%) Land $7,648 Building $29,084	$319,400 (+6.89%) Land $66,500 Building $252,900
2024	$4,194.00 (+1.55%)	$34,363 (+4.59%) Land $7,648 Building $26,715	$298,800 (+4.59%) Land $66,500 Building $232,300
2023	$4,130.00 (+8.74%)	$32,856 (+9.89%) Land $6,958 Building $25,898	$285,700 (+9.88%) Land $60,500 Building $225,200
2022	$3,798.00	$29,900 Land $5,681 Building $24,219	$260,000 Land $49,400 Building $210,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 328 Ghost Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Ghost Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, GoBrolly, Mercury Fiber, T-Mobile, Verizon.

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