328 Gerald Cir, Milpitas, CA 95035 Property Records

Santa Clara County property record for 328 Gerald Cir, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,222 sqft · built 2013
Lot Size	0.093 acres (4,072 sqft)
Owner	Individual Name on Record
Last Sale	$1,445,000 (Aug 2019)
Tax Bill	$18,865 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`086-70-017`

Property Details

APN / Parcel Number

Primary APN	`086-70-017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
1st Floor Area	1,137 sqft
2nd Floor Area	1,085 sqft
Family Room	Family Room

Exterior

Year Built	Built 2013
Architectural Style	Other
Construction Type	Wood
Lot Area	4,072 sqft (0.093 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	328 GERALD CIR
City	MILPITAS
State	CA
Zip	95035-8916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TR 10029 LOT 17
Legal Tract	10029
Legal Lot Number	17
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1009
Census Tract	504509

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	328 GERALD CIR, MILPITAS, CA 95035-8916
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 21, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2019 · Amount on Record
Deed Sale	Aug 21, 2019 · Amount on Record
Prior Sale	Oct 20, 2016
Deed Document Number	24260540
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	328 GERALD CIR, MILPITAS, CA 95035-8916
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023577398
Date	Feb 7, 2017
Instrument	23577398

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	1.7%
Type Change Date	Apr 1, 2017
Change Frequency	Monthly
Index	COF
Max Rate	9.95%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	328 GERALD CIR, MILPITAS, CA 95035-8916
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 GERALD CIR, MILPITAS, CA 95035-8916

Mortgage

Document Number	0024810454
Date	Feb 1, 2021
Instrument	24810454

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Dec 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	328 GERALD CIR, MILPITAS, CA 95035-8916
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 GERALD CIR, MILPITAS, CA 95035-8916

Mortgage

Document Number	0025218568
Date	Jan 13, 2022
Instrument	25218568

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 21, 2019
Property Address	328 GERALD CIR, MILPITAS, CA 95035-8916
Document Number	0024260540
Map Reference	MB 854 PG 28-33
Instrument Date	Aug 19, 2019
Instrument	24260540
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	328 GERALD CIR, MILPITAS, CA 95035-8916

Mortgage

Document Number	0024260541
Date	Aug 21, 2019
Instrument	24260541

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,865.00 (+2.72%) Homeowner's exemption	$1,580,041 (+4.04%) Land $1,026,932 Building $553,109
2023	$18,365.00 (+0.57%) Homeowner's exemption	$1,518,688 Land $987,056 Building $531,632
2022	$18,261.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,400 / 1,400
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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