328 Franklin Ave, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 328 Franklin Ave, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,480 sqft · built 1897
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (May 2023)
Tax Bill	$1,547 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2020 Refinance
APN	`060300 79.20-2-46`

Property Details

APN / Parcel Number

Primary APN	`060300 79.20-2-46`
Alternative APNs	`03000790200002046000` `030054430`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,480 sqft Living Area
1st Floor Area	935 sqft
2nd Floor Area	545 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	221 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030054430
Street Address	328 FRANKLIN AVE
City	DUNKIRK
State	NY
Zip	14048-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50 X 100 RES; OLD APN: 060300 34-12-18
Legal Block	2
Legal Lot Number	46.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	3
Census Block	3013
Census Tract	35400

Owner

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	328 FRANKLIN AVE, DUNKIRK, NY 14048-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP
Aug 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Apr 25, 2014 · Amount on File
Deed Document Number	20233640
Prior Transfer Date	Mar 5, 2012
Prior Transfer Doc	0000002012/000000182
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	May 31, 2023
Property Address	328 FRANKLIN AVE, DUNKIRK, NY 14048-3110
Document Number	DE2023003640
Instrument Date	May 31, 2023
Instrument	DE2023003640
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 E CHESTNUT ST # B, B, DUNKIRK, NY 14048-1366

Mortgage

Document Number	MT2023002427
Date	May 31, 2023
Instrument	MT2023002427

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	328 FRANKLIN AVE, DUNKIRK, NY 14048-3110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2020003050
Date	Aug 7, 2020
Instrument	MT2020003050

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,547.00 (+3.27%)
2025	$1,498.00	$37,200 (-) Land $2,500 Building $34,700	$84,545 (+25%) Land $5,682 Building $78,863
2023		$37,200 (-) Land $2,500 Building $34,700	$67,636 (+14.54%) Land $4,545 Building $63,091
2022	Additional exemption filed	$37,200 Land $2,500 Building $34,700	$59,048 Land $3,968 Building $55,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service, Verizon.

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