Monmouth County and Middletown Township property record for 328 Florence Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,354 sqft · built 1981 |
| Lot Size | 0.571 acres (24,864 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $479,900 (Jun 2020) |
| Tax Bill | $12,034 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00638-0000-00220 |
| Primary APN | 32-00638-0000-00220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,354 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Upper Floors Area | 1,638 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 24,864 sqft (0.571 acres) |
| Lot Dimensions | 222 ft deep x 112 ft wide |
| Garage Type | Built-in |
| Porch | Open Porch |
| Sewer | Connected |
|---|
| Account Number | 532 |
|---|---|
| Street Address | 328 FLORENCE RD |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-2834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | ORCHARD MANOR |
| Legal Block | 638 |
| Legal Lot Number | 220 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 800800 |
328 Florence Rd is owned and occupied by two individuals who bought it in June 2020.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 328 FLORENCE RD, MIDDLETOWN, NJ 07748-2834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2020 | Grant Deed, Transfer · VA Mortgage PNC BK |
| Jan 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2020 · Amount on File |
| Deed Sale | Jun 8, 2020 · Amount on File |
| Deed Document Number | 202060594 |
| Deed Book / Page | 9419 / 2016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 8, 2020 |
| Property Address | 328 FLORENCE RD, MIDDLETOWN, NJ 07748-2834 |
| Document Number | 0000060594 |
| Book / Page | 009419 / 002016 |
| Instrument Date | May 19, 2020 |
| Instrument | 60594 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | MAD TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 328 FLORENCE RD MIDDLETOWN NJ 077482834, MIDDLETOWN, NJ 07748-2834 |
| Document Number | 60595 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 009419/002066 |
| Instrument | 60595 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 328 FLORENCE RD, MIDDLETOWN, NJ 07748-2834 |
| Document Number | 0000021378 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 328 FLORENCE RD MIDDLETOWN NJ 077482834, MIDDLETOWN, NJ 07748-2834 |
| Document Number | 0000021378 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 009338/006957 |
| Instrument | 21378 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 1 KINGS HWY, MIDDLETOWN, NJ 07748-2502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 328 Florence Rd was $12,034, down 1% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $810,900 (+8.76%) Land $449,200 Building $361,700 | $810,900 (+8.76%) Land $449,200 Building $361,700 | |
| 2025 | $12,034.00 (-1%) | $745,600 Land $387,200 Building $358,400 | $745,600 Land $387,200 Building $358,400 |
| 2024 | $12,156.00 | ||
| 2023 | $607,200 Land $320,500 Building $286,700 | $607,200 Land $320,500 Building $286,700 | |
| 2022 | $10,260.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 328 Florence Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1984–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 328 Florence Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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