McHenry County property record for 328 Everett Ave, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,894 sqft · built 1989 |
| Lot Size | 0.567 acres (24,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $251,000 (Jun 2019) |
| Deeds & Mortgages | Oct 2021 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-05-353-033 |
| Primary APN | 19-05-353-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,894 sqft |
| Gross Area | 2,822 sqft |
| 1st Floor Area | 1,894 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 24,731 sqft (0.567 acres) |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 328 EVERETT AVE |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-7163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0017420 LT 2 COUNTRY MEADOWS UNIT 3 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 05 |
| Legal Subdivision | COUNTRY MEADOWS 03 |
| Legal Block | 353 |
| Legal Lot Number | 2 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 871202 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 328 EVERETT AVE, CRYSTAL LAKE, IL 60014-7163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Line of Credit EVERGREEN BANK GROUP |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Jun 14, 2019 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on Record |
| Deed Sale | Jun 14, 2019 · Amount on Record |
| Prior Sale | Apr 22, 2013 · Amount on Record |
| Deed Document Number | DEED IN TRUST |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 328 EVERETT AVE, CRYSTAL LAKE, IL 60014-7163 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Title Company | PRAIRIE TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000057132 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021R0057132 |
| Name | EVERGREEN BANK GROUP |
|---|---|
| Type | Bank |
| Address | OAK BROOK, IL 60523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 3.75% |
| Max Rate | 19.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 328 EVERETT AVE, CRYSTAL LAKE, IL 60014-7163 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000054131 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020R0054131 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 14, 2019 |
| Property Address | 328 EVERETT AVE, CRYSTAL LAKE, IL 60014-7163 |
| Document Number | 0000017420 |
| Instrument Date | May 29, 2019 |
| Instrument | 17420 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $376.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 328 EVERETT AVE CRYSTAL LAKE IL 600147163, CRYSTAL LAKE, IL 60014-7163 |
| Document Number | 17421 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 17421 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Crystal Lake City |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $96,785 Land $23,199 Building $73,586 | $290,355 Land $69,597 Building $220,758 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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