328 Elmo St, Bristol, VA 24201 Property Records

Bristol City property record for 328 Elmo St, Bristol, VA 24201

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1950
Owner	Individual Name on Record
Last Sale	$77,000 (Dec 2020)
Tax Bill	$699 (2023)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2020 Sale & Mortgage + 2 more
APN	`14 8 4 6`

Property Details

APN / Parcel Number

Primary APN	`14 8 4 6`
Alternative APN	`364711`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	784 sqft
Basement Area	784 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Terrain	Rolling
Porch	Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	364711
Old Parcel Number	14 8 4 6
Street Address	328 ELMO ST
City	BRISTOL
State	VA
Zip	24201-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WBH LOT 6 REP. BLK 4,
Legal Subdivision	CITY/BRISTOL
Legal Block	4
Legal Lot Number	6
Jurisdiction	BRISTOL CITY VA
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1033
Census Tract	20100

Owner

Source: Bristol City records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 ELMO ST, BRISTOL, VA 24201-3308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit EASTMAN CREDIT UNION
Dec 15, 2020	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CREDIT UNION
Jan 27, 2020	Warranty Deed, Transfer EASTMAN CU
Nov 9, 2017	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	0000670257
Deed Book / Page	670 / 257
Record Updated	Jun 7, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CITY VA
Property Address	328 ELMO ST, BRISTOL, VA 24201-3308
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007190473
Date	Apr 26, 2024
Book Page	719/473
Instrument	240000622

Lender

Name	EASTMAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 22, 2039

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CITY VA
Recording Date	Dec 15, 2020
Property Address	328 ELMO ST, BRISTOL, VA 24201-3308
Document Number	0006700257
Book / Page	670 / 257
Instrument Date	Dec 15, 2020
Instrument	200002267
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 ELMO ST, BRISTOL, VA 24201-3308

Mortgage

Document Number	200002268
Date	Dec 15, 2020
Instrument	200002268

Lender

Name	EASTMAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CITY VA
Recording Date	Jan 27, 2020
Property Address	328 ELMO ST, BRISTOL, VA 24201-3308
Document Number	0006570978
Book / Page	000657 / 000978
Instrument Date	Jan 27, 2020
Instrument	148
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$67.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 ELMO ST BRISTOL VA 242013308, BRISTOL, VA 24201-3308

Mortgage

Document Number	6570980
Date	Jan 27, 2020
Book Page	000657/000980
Instrument	149

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CITY VA
Recording Date	Nov 9, 2017
Property Address	328 ELMO ST, BRISTOL, VA 24201-3308
Document Number	0006320986
Book / Page	632 / 986
Instrument Date	Nov 7, 2017
Instrument	170002069
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 ELMO ST, BRISTOL, VA 24201-3308

Mortgage

Document Number	170002070
Date	Nov 9, 2017
Instrument	170002070

Lender

Name	EASTMAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol City assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Bristol City
Unified School District	Bristol City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$699.00	$59,800 Land $12,500 Building $47,300	$59,800 Land $12,500 Building $47,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON COUNTY SERVICE AUTHORITY serves 47,574 people · EPA ID VA1191883
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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