328 Elio, Highland, MI 48357 Property Records

Oakland County property record for 328 Elio, Highland, MI 48357

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,684 sqft · built 2022
Lot Size6.78 acres (295,424 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Oct 2021)
Tax Bill$7,845 (2025)
Deeds & MortgagesFeb 2022 Construction Loan
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNH-11-10-377-010

Property Details

APN / Parcel Number

Primary APNH-11-10-377-010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,684 sqft Living Area
Basement Area1,000 sqft
Unfinished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleColonial
Lot Area295,424 sqft (6.78 acres)
Garage Area640 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address328 ELIO
CityHIGHLAND
StateMI
Zip48357-2824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLV
Legal DescriptionT3N, R7E, SEC 10 PART OF SW 1/4 BEG AT PT DIST N 89-19-00 W 791.75 FT & S 13-20-10 W 322.19 FT & S 76-39-50 E 200.35 FT & S 59-38-31 E 278.54 FT & S 42-39-50 E 125 FT & S 27-32-20 E 195.33 FT & S 12-23-02 E 49 FT FROM CEN OF SEC, TH S 12-23-02 E 78.9
Legal Range07E
Legal Township03N
Legal Section10
JurisdictionOAKLAND MI
Township / Civil DivisionHIGHLAND
Census Block Group2
Census Block2000
Census Tract131100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address328 ELIO, HIGHLAND, MI 48357-2824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Deed of Trust, Mortgage · Construction Mortgage
PREMIER BANK
Oct 13, 2021Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2021 · Amount on Record
Deed SaleOct 13, 2021 · Amount on Record
Deed Document Number2021243503
Deed Book / Page56991 / 621
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address328 ELIO, HIGHLAND, MI 48357-2824
Transaction TypeMortgage
Record UpdatedSep 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7048 WADE ST, WATERFORD, MI 48327-3750

Mortgage

Document Number0000323600
DateFeb 17, 2022
Book Page57470/313
Instrument323600
Lender
NamePREMIER BANK
TypeBank
AddressYOUNGSTOWN, OH 44503
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term371 Months
DueJan 1, 2053

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 13, 2021
Property Address328 ELIO, HIGHLAND, MI 48357-2824
Document Number0000243503
Book / Page56991 / 621
Instrument DateOct 6, 2021
Instrument243503
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyNOT AVAILABLE, STG

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,032.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address37771 7 MILE RD, LIVONIA, MI 48152-1058

Transferred To (Grantee/Buyer)

NameVerified Name
Address7048 WADE ST, WATERFORD, MI 48327-3750

Mortgage

Document Number0056991623
DateOct 13, 2021
Instrument56991/623
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateNov 1, 2024
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change4.75%
Index1-Year CMT
Max Rate7.75%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionHighland Charter Township
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,845.00 (-30.77%) Homeowner's exemption$377,800 (+65.96%)$755,600 (+65.96%)
2024$11,332.00 (+810.93%)
2023$227,640$455,280
2021$1,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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