328 Ecco Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 328 Ecco Dr, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,572 sqft · built 1972
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Owner Names on File
Tax Bill	$6,119 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`58A-9-409A`

Property Details

APN / Parcel Number

Primary APN	`58A-9-409A`
Alternative APNs	`058A 9 409A` `39079`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,572 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Colonial
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	41,382 sqft (0.95 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	39079
Old Parcel Number	058A 9 409A
Street Address	328 ECCO DR
City	FREDERICKSBURG
State	VA
Zip	22405-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 409A ADJUSTED 41215 SQ FT SEC E WEST ARGYLE HEIGHTS PM230000042
Legal Subdivision	WEST ARGYLE HEIGHTS SEC E
Legal Lot Number	409A
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	2
Census Block	2026
Census Tract	10502

Owner

Source: Stafford County records · APN 58A-9-409A

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	PO BOX 149, FREDERICKSBURG, VA 22404-0149

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 27, 2012
Transfer Doc	120027509
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	328 ECCO DR, FREDERICKSBURG, VA 22405-3109
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220021059
Date	Nov 01, 2022
Instrument	220021059

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,119.00 (+2.34%)	$653,300 (+3.26%) Land $140,000 Building $513,300	$653,300 (+3.26%) Land $140,000 Building $513,300
2023	$5,979.00 (+21.4%)	$632,700 Land $125,000 Building $507,700	$632,700 Land $125,000 Building $507,700
2021	$4,925.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Aug 2005 · Hurricane Katrina Evacuation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 141 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.