328 Earl Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 328 Earl Dr, Lancaster, VA 22503 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2005
Square Footage2,783 sqft Living Area
Lot Size442,265 sqft (10.1 acres)
OccupancyOwner Occupied
Last Sale$432,250 (2022)
Tax Bill$25.00 (2025)

Owner

Source: Lancaster County records · APN 17 40A

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address328 EARL DR, LANCASTER, VA 22503-2038
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Mar 14, 2018Deed of Trust, Mortgage · Line of Credit
CHESAPEAKE BANK
Nov 13, 2019Deed of Trust, Mortgage · Small Business Association Mortgage
US SMALL BUSINESS ADMINISTRATION
Jul 31, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleJul 31, 2019 · Amount on Record
Deed Doc Number20221961
Record RefreshedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateAug 16, 2022
Property Address328 EARL DR, LANCASTER, VA 22503-2038
Document Number0220001961
Instrument DateAug 12, 2022
Instrument220001961
Transaction TypeTransfer
Record UpdatedSep 07, 2022
Title CompanyTHE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 EARL DR, LANCASTER, VA 22503-2038

Mortgage

Document Number0220001962
DateAug 16, 2022
Instrument220001962
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term277 Months
DueSep 01, 2045
Interest
Rate TypeFixed Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address328 EARL DR, LANCASTER, VA 22503-2038
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180000448
DateMar 14, 2018
Instrument180000448
Lender
NameCHESAPEAKE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address328 EARL DR, LANCASTER, VA 22503-2038
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190001839
DateNov 13, 2019
Instrument190001839
Lender
NameUS SMALL BUSINESS ADMINISTRATION
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term345 Months
DueAug 06, 2048
Interest
Rate TypeFixed Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateJul 31, 2019
Property Address328 EARL DR, LANCASTER, VA 22503-2038
Document Number190001163
Instrument DateJul 12, 2019
Instrument190001163
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyLAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 EARL DR, LANCASTER, VA 22503-2038

Mortgage

Document Number190001164
DateJul 31, 2019
Instrument190001164
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$25.00 (-98.6%)$472,200 (+66.91%) Land $72,500 Building $399,700$472,200 (+66.91%) Land $72,500 Building $399,700
2023$1,782.00$282,900 Land $72,500 Building $210,400$282,900 Land $72,500 Building $210,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN17 40A
Alternative APN
  • 2229

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,783 sqft Living Area
Gross Area3,711 sqft Gross Area
1st Floor3,915 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2005
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area442,265 sqft (10.1 acres)
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Exterior Amenities

Shed1 Shed
Deck Area60 sqft Deck
PorchEnclosed Porch
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number2229
Street Address328 EARL DR
CityLANCASTER
StateVA
Zip22503-2038
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW SUB 10.153 AC LR22/1961
Legal SubdivisionLAKEVIEW SUB
JurisdictionLANCASTER VA
Minor Civil Division2
Census Blockgroup1
Census Block1002
Census Tract30200

Nearby Properties on Earl Dr

Nearby Streets

Search Property Records by Address or Parcel Number