328 E Williams St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 328 E Williams St, Waterloo, NY 13165 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1970
Square Footage1,182 sqft Living Area
Lot Size20,038 sqft (0.46 acres)
OccupancyOwner Occupied
Last Sale$113,197 (2020)
Tax Bill$3,904.00 (2025)

Property Details

APN / Parcel Number

Primary APN453801 12-1-43
Alternative APN
  • 380101200000010430000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,182 sqft Living Area
1st Floor1,182 sqft 1st Floor
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area20,038 sqft (0.46 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area540 sqft Garage
Shed1 Shed
Shed Area500 sqft Shed
Porch Area120 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address328 E WILLIAMS ST
CityWATERLOO
StateNY
Zip13165-1628
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number43.000
JurisdictionSENECA NY
Minor Civil DivisionWATERLOO
Census Blockgroup1
Census Block1010
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 12-1-43

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address328 E WILLIAMS ST, WATERLOO, NY 13165-1628
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 11, 2023Deed of Trust, Mortgage · Stand Alone Refinance
SECRETARY HOUSING URBAN DEVELOPMENT
Feb 25, 2020Deed, Transfer · Federal Housing Administration (FHA) Mortgage
1ST PRIORITY MORTGAGE INC
Dec 07, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 25, 2020 · Amount on Record
Deed SaleFeb 25, 2020 · Amount on Record
Prior SaleDec 07, 2018 · Amount on Record
Deed Book / Page1008 / 150
Prior Transfer DateJan 29, 2008
Prior Transfer Doc0000000765/000000025
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address328 E WILLIAMS ST, WATERLOO, NY 13165-1628
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001889/13
DateMay 11, 2023
Book Page1889/13
Instrument62706
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term325 Months
DueJun 01, 2050

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateFeb 25, 2020
Property Address328 E WILLIAMS ST, WATERLOO, NY 13165-1628
Document Number001008/150
Book / Page1008 / 150
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 E WILLIAMS ST, WATERLOO, NY 13165-1628

Mortgage

Document Number001735/278
DateFeb 25, 2020
Book Page1735/278
Instrument47952
Lender
Name1ST PRIORITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateDec 07, 2018
Property Address328 E WILLIAMS ST, WATERLOO, NY 13165-1628
Document Number000982/279
Book / Page982 / 279
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 E WILLIAMS ST, WATERLOO, NY 13165-1628

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,904.00 (+91.94%)$81,100 (-) Land $15,600 Building $65,500$133,000 (+16.44%) Land $25,583 Building $107,417
2023$81,100 Land $15,600 Building $65,500$114,225 Land $21,972 Building $92,253
2019$2,034.00

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