Champaign County property record for 328 E Pera St, Ludlow, IL 60949 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 14,198 sqft (0.326 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $74,500 (2026) |
| Tax Bill | $1,003.00 (2024) |
| Primary APN | 14-03-12-202-007 |
|---|
| Lot Area | 14,198 sqft (0.326 acres) |
|---|
| Street Address | 328 E PERA ST |
|---|---|
| City | LUDLOW |
| State | IL |
| Zip | 60949-6057 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 OF A LUDLOWS, SUSAN M., RESUB N 1/2 NE 1/4 SEC. 12-22-9 |
| Legal Range | 09E |
| Legal Township | 22N |
| Legal Section | 12 |
| Legal Subdivision | LUDLOWS, SUSAN M., RESUB |
| Legal Lot Number | 1 |
| Jurisdiction | CHAMPAIGN IL |
| Minor Civil Division | LUDLOW |
| Census Blockgroup | 1 |
| Census Block | 1044 |
| Census Tract | 10400 |
Source: Champaign County records · APN 14-03-12-202-007
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 328 E PERA ST, LUDLOW, IL 60949-6057 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| May 19, 2021 | Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage BUSEY BANK |
| Jan 23, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF GIBSON CITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on Record |
| Deed Sale | Feb 25, 2026 · Amount on Record |
| Prior Sale | May 19, 2021 · Amount on Record |
| Deed Doc Number | 20262702 |
| Prior Transfer Date | Jan 15, 2013 |
| Prior Transfer Doc | 0000003386 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Feb 25, 2026 |
| Property Address | 328 E PERA ST, LUDLOW, IL 60949-6057 |
| Document Number | 0000002702 |
| Map Reference | MB A PG 252 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2026R02702 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 E PERA ST, LUDLOW, IL 60949-6057 |
| Document Number | 0000002703 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026R02703 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate | 6.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 19, 2021 |
| Property Address | 328 E PERA ST, LUDLOW, IL 60949-6057 |
| Document Number | 0000011685 |
| Map Reference | MB A PG 252 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021R11685 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2021 |
| Title Company | ALLIED CAPITAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 E PERA ST, LUDLOW, IL 60949-6057 |
| Document Number | 0000011686 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021R11686 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 328 E PERA ST, LUDLOW, IL 60949-6057 |
| Document Number | 0000001372 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 328 E PERA ST LUDLOW IL 609496057, LUDLOW, IL 60949-6057 |
| Document Number | 0000001372 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 1372 |
| Name | BANK OF GIBSON CITY |
|---|---|
| Type | Bank |
| Address | GIBSON CITY, IL 60936 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 30, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Ludlow Township |
| Municipality | Ludlow Village |
| Elementary School District | Ludlow Community Consolidated School District 142 (KG - 08) |
| Secondary School District | Rantoul Township High School District 193 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,750 (+9.79%) Land $3,260 Building $18,490 | $65,250 (+9.79%) Land $9,780 Building $55,470 | |
| 2024 | $1,003.00 (+25.69%) Homeowner's exemption | $19,810 (+25.54%) Land $2,970 Building $16,840 | $59,430 (+25.54%) Land $8,910 Building $50,520 |
| 2022 | $798.00 Homeowner's exemption | $15,780 Land $2,370 Building $13,410 | $47,340 Land $7,110 Building $40,230 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not exposed less than 1% of the US · less than 1% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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