Santa Cruz County property record for 328 E Lake Ave, Watsonville, CA 95076
| Property Type | Commercial |
|---|---|
| Details | 6 bd · 3 ba · 1,187 sqft · built 1964 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $179,000 (Oct 1998) |
| Tax Bill | $10,064 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-041-54 |
| Primary APN | 017-041-54 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,187 sqft Gross Area |
| 1st Floor Area | 1,187 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 8,625 sqft (0.198 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 328 E LAKE AVE, 1 |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-4807 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PARCEL MAPS 30 PG 69 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 110102 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 2067, APTOS, CA 95001-2067 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 1998 · Amount on Record |
| Deed Sale | Oct 7, 1998 · Amount on Record |
| Prior Sale | Sep 8, 1998 · Amount on Record |
| Deed Document Number | 199859954 |
| Prior Transfer Date | Oct 3, 1997 |
| Prior Transfer Doc | 0000046863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 328 E LAKE AVE # 1, 1, WATSONVILLE, CA 95076-4807 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000026659 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 2018-0026659 |
| Name | SANTA CRUZ COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CRUZ, CA 95061 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $801,532 (+2%) Land $142,662 Building $658,870 | |
| 2025 | $10,064.00 (+12.81%) | $785,814 (+4.04%) Land $139,864 Building $645,950 |
| 2023 | $8,921.00 (+1.77%) | $755,302 Land $134,434 Building $620,868 |
| 2022 | $8,766.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 units insured incl. 3 condo units |
| Nearby Flood Claims | 6 (2022) |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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