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328 E Hardin St, Findlay, OH 45840 Property Records

Hancock County property record for 328 E Hardin St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,095 sqft · built 1930
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on File
Last Sale$239,000 (Jun 2021)
Tax Bill$1,830 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1011-192-03-022.000

Property Details

APN / Parcel Number

Primary APN1011-192-03-022.000
Alternative APN
  • 560000181320

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,095 sqft Living Area
1st Floor Area1,311 sqft
2nd Floor Area784 sqft
Basement Area784 sqft
Unfinished Basement784 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage Area696 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area266 sqft
Deck Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address328 E HARDIN ST
CityFINDLAY
StateOH
Zip45840-4927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARLINS S & P ADD LOT 559
Legal SubdivisionCARLINS S & P ADD
Legal Lot Number559
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1016
Census Tract800

Owner

Source: Hancock County records · APN 1011-192-03-022.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address328 E HARDIN ST, FINDLAY, OH 45840-4927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2021Survivorship Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 01, 2018Survivorship Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2021 · Amount on Record
Deed SaleJun 02, 2021 · Amount on Record
Prior SaleJun 01, 2018 · Amount on Record
Deed Document Number20216397
Deed Book / Page2582 / 4083
Prior Transfer DateMay 03, 2004
Prior Transfer Doc0000006530
Record UpdatedSep 20, 2026

June 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHANCOCK OH
Recording DateJun 02, 2021
Property Address328 E HARDIN ST, FINDLAY, OH 45840-4927
Document Number02582/4083
Book / Page2582 / 4083
Instrument DateJun 02, 2021
Instrument202100006397
Transaction TypeTransfer
Record UpdatedJun 27, 2022
Title CompanyWHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address328 E HARDIN ST, FINDLAY, OH 45840-4927

Mortgage

Document Number202100006398
DateJun 02, 2021
Instrument202100006398
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

June 2018: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHANCOCK OH
Recording DateJun 01, 2018
Property Address328 E HARDIN ST, FINDLAY, OH 45840-4927
Document Number02539/0876
Book / Page2539 / 0876
Instrument DateMay 29, 2018
Instrument201800004411
Transaction TypeTransfer
Record UpdatedJun 27, 2022
Title CompanyGOLDEN KEY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address328 E HARDIN ST, FINDLAY, OH 45840-4927

Mortgage

Document Number201800004412
DateJun 01, 2018
Instrument201800004412
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,830.00 (+7.71%)$59,710 (+24.99%) Land $7,400 Building $52,310$170,590 (+25.01%) Land $21,130 Building $149,460
2023$1,699.00 Homeowner's exemption$47,770 Land $5,920 Building $41,850
2022$136,460 Land $16,900 Building $119,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630008001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims308 (1981–2017)
Claims Outside the SFHA7 of 308
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 90 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 405 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Benton Ridge Telephone Company
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
HDER Link
Fixed Wireless		100 / 100

May also be available: Amplex Electric, Defiance Holdings, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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