328 E Gardenia Dr, Phoenix, AZ 85020 Property Records

Maricopa County property record for 328 E Gardenia Dr, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,668 sqft · built 1959
Lot Size	0.321 acres (14,018 sqft)
Owner	Trust Name on Record
Last Sale	$596,000 (Apr 2016)
Tax Bill	$6,779 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`160-37-054`

Property Details

APN / Parcel Number

Primary APN	`160-37-054`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,668 sqft Living Area
1st Floor Area	2,668 sqft

Exterior

Year Built	Built 1959
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Wood
Lot Area	14,018 sqft (0.321 acres)
Parking Spaces	2 Parking Spaces
Pool Area	544 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	328 E GARDENIA DR
City	PHOENIX
State	AZ
Zip	85020-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	ORANGEWOOD PLAZA
Legal Range	03E
Legal Township	02N
Legal Section	05
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	ORANGEWOOD PLAZA
Legal Lot Number	18
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2011
Census Tract	106200

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	328 E GARDENIA DR, PHOENIX, AZ 85020-4918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Mar 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2016 · Amount on Record
Deed Sale	Apr 12, 2016 · Amount on Record
Prior Sale	Mar 30, 2018
Deed Document Number	0000241477
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	328 E GARDENIA DR, PHOENIX, AZ 85020-4918
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E GARDENIA DR, PHOENIX, AZ 85020-4918

Mortgage

Document Number	0000512834
Date	May 7, 2021
Instrument	20210512834

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	328 E GARDENIA DR, PHOENIX, AZ 85020-4918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000402209
Date	May 11, 2020
Instrument	20200402209

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 30, 2018
Property Address	328 E GARDENIA DR, PHOENIX, AZ 85020-4918
Document Number	0000243199
Instrument Date	Mar 30, 2018
Instrument	243199
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	328 E GARDENIA DR PHOENIX AZ 850204918, PHOENIX, AZ 85020-4918

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 30, 2018
Property Address	328 E GARDENIA DR, PHOENIX, AZ 85020-4918
Document Number	0000243200
Instrument Date	Mar 30, 2018
Instrument	243200
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	328 E GARDENIA DR PHOENIX AZ 850204918, PHOENIX, AZ 85020-4918

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,420 (+4.05%)	$1,004,200 (+4.05%) Land $200,800 Building $803,400
2025	$6,779.00 (+8.52%)
2024		$96,510	$965,100 Land $193,000 Building $772,100
2023	$6,247.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1981–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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