328 E Baldwin St, Ladoga, IN 47954 Property Records

Montgomery County property record for 328 E Baldwin St, Ladoga, IN 47954

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,421 sqft · built 1979
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$113,800 (Oct 2021)
Tax Bill	$685 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-23002-00`

Property Details

APN / Parcel Number

Primary APN	`006-23002-00`
Alternative APN	`54-16-18-112-018.000-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	2,842 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Foundation Type	Raised
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Patio Area	96 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	006-23002-00
Street Address	328 E BALDWIN ST
City	LADOGA
State	IN
Zip	47954-9389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 19 HARNEY & STOVERS NORTHERN ADD
Legal Subdivision	HARNEY AND STOVERS NORTHERN ADDITION
Legal Lot Number	19
Jurisdiction	MONTGOMERY IN
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2051
Census Tract	957500

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 E BALDWIN ST, LADOGA, IN 47954-9389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 29, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 14, 2021	Intrafamily Transfer, Transfer · FHA Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Aug 15, 2008 · Amount on Record
Deed Document Number	20217215
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0202107215
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IN
Property Address	328 E BALDWIN ST, LADOGA, IN 47954-9389
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E BALDWIN ST, LADOGA, IN 47954-9389

Mortgage

Document Number	0202302950
Date	Jul 7, 2023
Instrument	202302950

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	May 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IN
Property Address	328 E BALDWIN ST, LADOGA, IN 47954-9389
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003080
Date	Jun 17, 2020
Instrument	202003080

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IN
Property Address	328 E BALDWIN ST, LADOGA, IN 47954-9389
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202434
Date	Apr 29, 2022
Instrument	202202434

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48222

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY IN
Recording Date	Oct 14, 2021
Property Address	328 E BALDWIN ST, LADOGA, IN 47954-9389
Document Number	0202107215
Map Reference	DD 24 PG 279
Instrument Date	Jun 11, 2021
Instrument	202107215
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	328 E BALDWIN ST, LADOGA, IN 47954-9389

Mortgage

Document Number	0202107216
Date	Oct 14, 2021
Instrument	202107216

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Montgomery County
County Subdivision	Clark Township
Municipality	Ladoga Town
Unified School District	South Montgomery Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$685.00 (+1.63%)	$121,300 (+8.98%) Land $19,100 Building $102,200	$121,300 (+8.98%) Land $19,100 Building $102,200
2024	$674.00 (-2.74%)	$111,300 (-1.15%) Land $19,100 Building $92,200	$111,300 (-1.15%) Land $19,100 Building $92,200
2023	$693.00 (+2.82%)	$112,600 Land $15,800 Building $96,800	$112,600 Land $15,800 Building $96,800
2022	$674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADOGA WATER WORKS serves 1,180 people · EPA ID IN5254006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

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