328 E Army Post Rd, Des Moines, IA 50315 Property Records

Polk County property record for 328 E Army Post Rd, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 924 sqft · built 1925
Lot Size	0.168 acres (7,300 sqft)
Owner	Individual Name on Record
Last Sale	$138,500 (Mar 2024)
Tax Bill	$2,236 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`120/03842-000-000`

Property Details

APN / Parcel Number

Primary APN	`120/03842-000-000`
Alternative APN	`782427378012`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	924 sqft
Basement Area	804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,300 sqft (0.168 acres)
Lot Dimensions	146 ft deep x 50 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	328 E ARMY POST RD
City	DES MOINES
State	IA
Zip	50315-5825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 POLO PLACE
Legal Subdivision	POLO PLACE
Legal Lot Number	44
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2025
Census Tract	4602

Owner

Source: Polk County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 E ARMY POST RD, DES MOINES, IA 50315-5825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Aug 16, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 5, 2019	Grant Deed, Foreclosure · Conventional with PMI COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Feb 5, 2019 · Amount on Record
Deed Document Number	202411327
Deed Book / Page	19739 / 193
Prior Transfer Date	Jul 26, 2021
Prior Transfer Doc	0000086960
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	328 E ARMY POST RD, DES MOINES, IA 50315-5825
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000124332
Date	Nov 24, 2021
Book Page	18879/112
Instrument	2021-00124332

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	328 E ARMY POST RD, DES MOINES, IA 50315-5825
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E ARMY POST RD, DES MOINES, IA 50315-5825

Mortgage

Document Number	0000011328
Date	Mar 11, 2024
Book Page	19739/195
Instrument	2024-00011328

Lender

Name	CENTRAL BANK
Type	Bank
Address	1400 18TH ST, SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Aug 16, 2021
Property Address	328 E ARMY POST RD, DES MOINES, IA 50315-5825
Document Number	0000086960
Book / Page	18702 / 814
Instrument Date	Jul 26, 2021
Instrument	2021-00086960
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 E OAK PARK AVE, DES MOINES, IA 50316-1235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E ARMY POST RD, DES MOINES, IA 50315-5825
Investor	Possibly a Property Investor

February 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Feb 5, 2019
Property Address	328 E ARMY POST RD, DES MOINES, IA 50315-5825
Document Number	0000057512
Book / Page	017228 / 000081
Instrument Date	Feb 1, 2019
Instrument	57512
Transaction Type	Foreclosure
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.80
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E ARMY POST RD DES MOINES IA 503155825, DES MOINES, IA 50315-5825

Mortgage

Document Number	57514
Date	Feb 5, 2019
Book Page	017228/000088
Instrument	57514

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	CLIVE, IA 50325

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,700 (+13.19%) Land $30,900 Building $97,800	$128,700 (+13.19%) Land $30,900 Building $97,800
2024	$2,236.00 (+10.91%)
2023		$113,700 (+27.9%) Land $27,100 Building $86,600	$113,700 (+27.9%) Land $27,100 Building $86,600
2022		$88,900 Land $22,200 Building $66,700
2021			$88,900 Land $22,200 Building $66,700
2020	$2,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies, Verizon.

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