328 Doris St, Sparta, MI 49345 Property Records

Kent County property record for 328 Doris St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1963
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Mar 2024)
Tax Bill	$4,234 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-15-428-002`

Property Details

APN / Parcel Number

Primary APN	`41-05-15-428-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	328 DORIS ST
City	SPARTA
State	MI
Zip	49345-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR1
Legal Description	LOT 5 * OSTMAN ADDITION
Legal Subdivision	OSTMAN ADD
Legal Lot Number	5
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1001
Census Tract	10402

Owner

Source: Kent County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1238 WEALTHY ST SE, 1A, GRAND RAPIDS, MI 49506-2560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 20, 2024	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC
Mar 22, 2024	Intrafamily Transfer, Transfer SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC
Dec 18, 2023	Deed of Trust, Mortgage · Land Contract FIGURE LENDING LLC
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 18, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Apr 6, 2018	Warranty Deed, Transfer CHICAGO TITLE OF MICHIGAN IN
Feb 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Apr 6, 2018 · Amount on Record
Deed Document Number	202413581
Prior Transfer Date	Mar 15, 2024
Prior Transfer Doc	0000014210
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Apr 27, 2026
Property Address	328 DORIS ST, SPARTA, MI 49345-1006
Document Number	0000027159
Instrument Date	Apr 10, 2026
Instrument	202627159
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 DORIS ST, SPARTA, MI 49345-1006

Mortgage

Document Number	0000027159,
Date	Apr 27, 2026
Instrument	202627159

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 1, 2054

Interest

Rate	6.11%
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 20, 2024
Property Address	328 DORIS ST, SPARTA, MI 49345-1006
Document Number	0000013581
Map Reference	LB 55 PG 35
Instrument Date	Mar 15, 2024
Instrument	20240320-0013581
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 DORIS ST, SPARTA, MI 49345-1006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 WEALTHY ST SE # 1A, 1A, GRAND RAPIDS, MI 49506-2560

Mortgage

Document Number	0000013582
Date	Mar 20, 2024
Instrument	20240320-0013582

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Mar 22, 2024
Property Address	328 DORIS ST, SPARTA, MI 49345-1006
Document Number	0000014210
Map Reference	LB 55 PG 35
Instrument Date	Mar 15, 2024
Instrument	20240322-0014210
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 WEALTHY ST SE # 1A, 1A, GRAND RAPIDS, MI 49506-2560

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	328 DORIS ST, SPARTA, MI 49345-1006
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071450
Date	Dec 18, 2023
Instrument	20231218-0071450

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	361 Months
Due	Jan 8, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	328 DORIS ST, SPARTA, MI 49345-1006
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 DORIS ST, SPARTA, MI 49345-1006

Mortgage

Document Number	0000019429
Date	Mar 7, 2022
Instrument	20220307-0019429

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	328 DORIS ST, SPARTA, MI 49345-1006
Document Number	0000046485
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 DORIS ST SPARTA MI 493451006, SPARTA, MI 49345-1006

Mortgage

Document Number	0000046485
Date	Jun 4, 2020
Instrument	46485

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 6, 2018
Property Address	328 DORIS ST, SPARTA, MI 49345-1006
Document Number	0000026507
Map Reference	LB55 PG35
Instrument Date	Apr 3, 2018
Instrument	20180406-0026507
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Tax	$1,186.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 DORIS ST, 328, SPARTA, MI 49345-1006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 DORIS ST, SPARTA, MI 49345-1006

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Feb 5, 2018
Property Address	328 DORIS ST, SPARTA, MI 49345-1006
Document Number	0000009051
Instrument Date	Feb 2, 2018
Instrument	9051
Transaction Type	Transfer
Record Updated	Feb 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 S UNION ST SPARTA MI 493451505, SPARTA, MI 49345-1505

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,234.00 (+52.08%) Homeowner's exemption	$126,400 (+28.98%)	$252,800 (+28.98%)
2024	$2,784.00 (+32.76%)
2023		$98,000	$196,000
2019	$2,097.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1994–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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