328 Columbia Ave, Elyria, OH 44035 Property Records

Lorain County property record for 328 Columbia Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,229 sqft · built 1925
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$102,500 (Apr 2011)
Tax Bill	$2,355 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-004-109-020`

Property Details

APN / Parcel Number

Primary APN	`06-25-004-109-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,229 sqft Living Area
1st Floor Area	697 sqft
Basement Area	532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	328 COLUMBIA AVE
City	ELYRIA
State	OH
Zip	44035-6602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTERN HEIGHTS 45 X 125
Legal Subdivision	EASTERN HEIGHTS
Legal Tract	25
Legal Block	109
Legal Lot Number	1537&
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2013
Census Tract	71100

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 COLUMBIA AVE, ELYRIA, OH 44035-6602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Nov 18, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2011 · Amount on Record
Deed Sale	Apr 15, 2011 · Amount on Record
Prior Sale	Apr 29, 2002 · Amount on Record
Deed Document Number	2011370568
Last Transfer Date	Nov 24, 2015
Transfer Doc	0000567444
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	328 COLUMBIA AVE, ELYRIA, OH 44035-6602
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000856216
Date	Dec 28, 2021
Instrument	2021-0856216

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	328 COLUMBIA AVE, ELYRIA, OH 44035-6602
Document Number	0000653356
Instrument Date	Nov 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	328 COLUMBIA AVE ELYRIA OH 440356602, ELYRIA, OH 44035-6602

Mortgage

Document Number	0000653356
Date	Nov 30, 2017
Instrument	653356

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,355.00 (-0.8%) Homeowner's exemption	$49,500 (%) Land $6,750 Building $42,750	$141,430 (-) Land $19,280 Building $122,150
2024	$2,374.00 (+13.05%)	$49,501 (+30.96%) Land $6,748 Building $42,753	$141,430 (+30.95%) Land $19,280 Building $122,150
2023	$2,100.00 (+0.77%)	$37,800 (-) Land $6,909 Building $30,891	$108,000 (-) Land $19,740 Building $88,260
2022	$2,084.00	$37,800 Land $6,910 Building $30,890
2021			$108,000 Land $19,740 Building $88,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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