328 Clara M Ct, Royal, AR 71968 Property Records

Garland County property record for 328 Clara M Ct, Royal, AR 71968

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,270 sqft · built 2020
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,000 (May 2020)
Tax Bill	$2,840 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100-18886-000`

Property Details

APN / Parcel Number

Primary APN	`100-18886-000`
Alternative APNs	`1069319.0` `11762`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,270 sqft Living Area
1st Floor Area	2,982 sqft
Upper Floors Area	288 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	435,600 sqft (10 acres)
Garage Area	624 sqft
Driveway	Concrete Driveway
Driveway Area	1,560 sqft
Porch	Slab
Utility Building	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	328 CLARA M CT
City	ROYAL
State	AR
Zip	71968-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW SE SE
Legal Range	21W
Legal Township	03S
Legal Section	06
Legal Subdivision	06-3S-21
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	3
Census Block	3020
Census Tract	11102

Owner

Source: Garland County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 CLARA M CT, ROYAL, AR 71968-9756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SERVICE BANK
Aug 4, 2020	Loan Modification, Mortgage FIRST SVC BK
May 5, 2020	Warranty Deed, Construction Loan · Construction Mortgage FIRST SERVICE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Deed Book / Page	4155 / 71
Prior Transfer Date	Mar 7, 2007
Prior Transfer Doc	0028100084
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	328 CLARA M CT, ROYAL, AR 71968-9756
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042540674
Date	Jan 21, 2021
Book Page	4254/674

Lender

Name	FIRST SERVICE BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARLAND AR
Property Address	328 CLARA M CT, ROYAL, AR 71968-9756
Document Number	0041910912
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1070 BREEZEWOOD LN BENTON AR 720198029, BENTON, AR 72019-8029

Mortgage

Document Number	0041910912
Date	Aug 13, 2020
Book Page	004191/000912

Lender

Name	FIRST SVC BK
Type	Bank
Address	GREENBRIER, AR 72058

Agreement

Amount	Amount Recorded

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	May 5, 2020
Property Address	328 CLARA M CT, ROYAL, AR 71968-9756
Document Number	0041550071
Book / Page	4155 / 71
Instrument Date	May 4, 2020
Transaction Type	Construction Loan
Record Updated	Jul 19, 2022
Title Company	ADVANTAGE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$194.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 WOODLAND CV, 424, MALVERN, AR 72104-4870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 WINDSONG BAY DR, HOT SPRINGS NATIONAL PARK, AR 71901-8812

Mortgage

Document Number	0000415576
Date	May 5, 2020
Instrument	4155/76

Lender

Name	FIRST SERVICE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,840.00 (+5.73%) Homeowner's exemption	$97,530 (-) Land $15,800 Building $81,730
2023	$2,686.00 Homeowner's exemption	$97,530 Land $15,800 Building $81,730	$487,650 Land $79,000 Building $408,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000

May also be available: Verizon.

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