St. Louis County property record for 328 Chipley Cir, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,380 sqft · built 1965 |
| Lot Size | 0.388 acres (16,897 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $336,500 (Apr 2017) |
| Tax Bill | $4,771 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22S-64-0651 |
| Primary APN | 22S-64-0651 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,380 sqft Living Area |
| Gross Area | 3,202 sqft |
| 1st Floor Area | 1,050 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 16,897 sqft (0.388 acres) |
| Lot Dimensions | 132 ft deep x 48 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 360 sqft |
| Patio Area | 24 sqft |
| Balcony Area | 84 sqft |
| Poultry House | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 328 CHIPLEY CIR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CLAYMONT PLAT 6 LOT 257 |
| Legal Subdivision | CLAYMONT PLAT 6 |
| Legal Lot Number | 257 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 217807 |
328 Chipley Cir is owned and occupied by two individuals who bought it in April 2017.
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 328 CHIPLEY CIR, BALLWIN, MO 63011-2542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC |
| Oct 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage THE HOME LOAN EXPERT LLC |
| Oct 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOME LOAN EXPERT LLC |
| Apr 7, 2017 | Warranty Deed, Transfer GERSHMAN MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2017 · Amount on File |
| Deed Sale | Apr 7, 2017 · Amount on File |
| Prior Sale | Jan 16, 2014 · Amount on File |
| Deed Document Number | 2017316 |
| Deed Book / Page | 22472 / 1067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 328 CHIPLEY CIR, BALLWIN, MO 63011-2542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 328 CHIPLEY CIR, BALLWIN, MO 63011-2542 |
| Document Number | 2023083000145 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 2023083000145 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 328 CHIPLEY CIR, BALLWIN, MO 63011-2542 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | TITLE SOURCES INC, TITLE RESOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 328 CHIPLEY CIR, BALLWIN, MO 63011-2542 |
| Document Number | 0244581525 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 24458/1525 |
| Instrument | 2020112000373 |
| Name | THE HOME LOAN EXPERT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 328 CHIPLEY CIR, BALLWIN, MO 63011-2542 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | TITLE SOURCES INC, TITLE RESOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 02373402273 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 23734/02273 |
| Instrument | 2019100900408 |
| Name | THE HOME LOAN EXPERT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63144 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 328 CHIPLEY CIR, BALLWIN, MO 63011-2542 |
| Document Number | 0237342273 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | TITLE RSRCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 328 CHIPLEY CIR BALLWIN MO 630112542, BALLWIN, MO 63011-2542 |
| Document Number | 0237342273 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 023734/002273 |
| Instrument | 408 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 7, 2017 |
| Property Address | 328 CHIPLEY CIR, BALLWIN, MO 63011-2542 |
| Document Number | 0224721067 |
| Book / Page | 022472 / 001067 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 316 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | US TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 328 CHIPLEY CIR BALLWIN MO 630112542, BALLWIN, MO 63011-2542 |
| Document Number | 224721070 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 022472/001070 |
| Instrument | 317 |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 6, 2047 |
The 2025 property tax bill for 328 Chipley Cir was $4,771, up 0.6% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,790 (-) Land $35,820 Building $41,970 | $409,400 (-) Land $188,500 Building $220,900 | |
| 2025 | $4,771.00 (+0.59%) | $77,790 Land $35,820 Building $41,970 | $409,400 Land $188,500 Building $220,900 |
| 2024 | $4,743.00 (+1.41%) | ||
| 2023 | $4,677.00 (+18.71%) | $73,270 (+29.8%) Land $23,960 Building $49,310 | $385,600 Land $126,100 Building $259,500 |
| 2022 | $3,940.00 | $56,450 Land $19,970 Building $36,480 | |
| 2021 | $297,100 Land $105,100 Building $192,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 328 Chipley Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 328 Chipley Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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