328 Chatham Rd, Augusta, GA 30907 Property Records

Augusta-Richmond County Consolidated Government property record for 328 Chatham Rd, Augusta, GA 30907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,419 sqft · built 2001
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (May 2012)
Tax Bill	$1,100 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`017-1-244-00-0`

Property Details

APN / Parcel Number

Primary APN	`017-1-244-00-0`
Alternative APNs	`10829` `5283`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,419 sqft Gross Area
1st Floor Area	1,429 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Hip
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	328 CHATHAM RD
City	AUGUSTA
State	GA
Zip	30907-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	MONTCLAIR ADDITIONS (00000) 012-0
Legal Subdivision	MONTCLAIR ADDITIONS
Legal Lot Number	12
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2015
Census Tract	10105

Owner

328 Chatham Rd is owned and occupied by an individual who bought it in May 2012.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	328 CHATHAM RD, AUGUSTA, GA 30907-3710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 5, 2024	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2012 · Amount on File
Deed Sale	May 11, 2012 · Amount on File
Prior Sale	Jun 6, 2006 · Amount on File
Deed Document Number	20122721
Deed Book / Page	1344 / 1835
Prior Transfer Date	Sep 2, 1997
Prior Transfer Doc	0001005989
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	328 CHATHAM RD, AUGUSTA, GA 30907-3710
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 CHATHAM RD, AUGUSTA, GA 30907-3710

Mortgage

Document Number	0017720000000162
Date	Mar 26, 2021
Book Page	0000001772/0000000162
Instrument	2021010697

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	328 CHATHAM RD, AUGUSTA, GA 30907-3710
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 CHATHAM RD, AUGUSTA, GA 30907-3710

Mortgage

Document Number	0019390000000105
Date	Sep 5, 2024
Book Page	0000001939/0000000105
Instrument	2024024119

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 328 Chatham Rd was $1,100, down 12.4% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,100.00 (-12.35%)
2025	$1,255.00	$101,644 Land $13,200 Building $88,444	$254,110 Land $33,000 Building $221,110
2023	$2,129.00 (-5.75%) Homeowner's exemption	$91,612 (+28.01%) Land $13,200 Building $78,412	$229,030 (+28.01%) Land $33,000 Building $196,030
2022	$2,259.00	$71,564 Land $13,200 Building $58,364	$178,909 Land $33,000 Building $145,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Chatham Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	39 (1990–2024)
Claims Outside the SFHA	2 of 39
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims Severe Storms & Flooding, Oct 1990 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Chatham Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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