Washington County property record for 328 Central Ave, Hagerstown, MD 21740
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,336 sqft · built 1905 |
| Lot Size | 0.147 acres (6,393 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,400 (Oct 2024) |
| Tax Bill | $1,459 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-025857 |
| Primary APN | 25-025857 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,336 sqft Total Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,393 sqft (0.147 acres) |
| Lot Dimensions | 141 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 315 sqft |
| Porch | Slab |
| Porch Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 025857 |
|---|---|
| Street Address | 328 CENTRAL AVE |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-3613 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RMED |
| Legal Description | LOT 12 PT/ LOT 11 SE 328 CENTRAL AVE |
| Legal Subdivision | CITIZENS DEV CO |
| Legal Lot Number | 11,12 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 25, HAGERSTOWN |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 301 |
328 Central Ave, a townhouse, is owned and occupied by an individual who bought it in October 2024.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 328 CENTRAL AVE, HAGERSTOWN, MD 21740-3613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2024 · Amount on File |
| Deed Sale | Oct 22, 2024 · Amount on File |
| Prior Sale | Aug 16, 2022 · Amount on File |
| Deed Book / Page | 7558 / 15 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 16, 2022 |
| Property Address | 328 CENTRAL AVE, HAGERSTOWN, MD 21740-3613 |
| Document Number | 0070840184 |
| Book / Page | 7084 / 184 |
| Map Reference | LB 96 FO 700 |
| Instrument Date | Aug 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | CLEARVIEW SETTLEMENT SLN LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0070840191 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 7084-0191 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Number | 0070840209 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 7084/209 |
| Name | CITY OF HAGERSTOWN |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 328 Central Ave was $1,459, up 7.4% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,459.00 (+7.44%) | $160,133 (+7.4%) | $182,200 (+22.2%) Land $25,000 Building $157,200 |
| 2025 | $1,358.00 | $149,100 Land $25,000 Building $124,100 | $149,100 Land $25,000 Building $124,100 |
| 2023 | $924.00 (+31.25%) Homeowner's exemption | $101,033 (+31.21%) | $149,100 (+93.64%) Land $25,000 Building $124,100 |
| 2022 | $704.00 | $77,000 Land $25,000 Building $52,000 | $77,000 Land $25,000 Building $52,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 328 Central Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1985) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 328 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: EarthLink Business, MN FWA Buyer.
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