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328 Central Ave, Bay, AR 72411 Property Records

Craighead County property record for 328 Central Ave, Bay, AR 72411

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,498 sqft
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Sep 2024)
Tax Bill$753 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN10-135211-01200

Property Details

APN / Parcel Number

Primary APN10-135211-01200
Alternative APN
  • 824092

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,498 sqft Living Area
1st Floor Area1,498 sqft

Exterior

Exterior MaterialWood
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialAsphalt
Lot Area65,340 sqft (1.5 acres)
Garage TypeDetached

Exterior Amenities

PorchOpen Porch
Porch Area164 sqft
Deck Area239 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number824092
Street Address328 CENTRAL AVE
CityBAY
StateAR
Zip72411-9451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOBB & LEE SUR W 1/2 NW NE LOT 2 ALSO LOT 1 LESS MCDANIEL & HUNDLEY ADD BAY CITY
Legal Range05
Legal Township13
Legal Section21
Legal SubdivisionCOBB LEE
Legal Lot Number1,2
JurisdictionCRAIGHEAD AR
Township / Civil DivisionMAUMELLE
Census Block Group1
Census Block1032
Census Tract900

Owner

Source: Craighead County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address328 CENTRAL AVE, BAY, AR 72411-9451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Deed Document Number2024R-017275
Record UpdatedJun 8, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAIGHEAD AR
Recording DateSep 30, 2024
Property Address328 CENTRAL AVE, BAY, AR 72411-9451
Document Number2024R017275
Instrument DateSep 27, 2024
Instrument2024R-017275
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanyUNKNOWN, NIX TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$544.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 315, BAY, AR 72411-0315

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 CENTRAL AVE, BAY, AR 72411-9451

Mortgage

Document Number2024R017276
DateSep 30, 2024
Instrument2024R-017276
Lender
NameFIRST COMMAND BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

Tax Assessment & Valuation

Source: Craighead County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyCraighead County
MunicipalityBay City
Unified School DistrictBay School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$753.00 (+1.76%) Homeowner's exemption$14,262 (-) Land $2,062 Building $12,200
2023$740.00$14,262 Land $2,062 Building $12,200$71,310 Land $10,310 Building $61,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Arkansas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY WATERWORKS
serves 1,938 people · EPA ID AR0000129
Water SourceGroundwater
Last State InspectionDec 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Fiber		5,000 / 5,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Empower, delivered by CECC.

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