328 Center Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 328 Center Rd, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,845 sqft · built 1840
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Tax Bill$3,871 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNGRAY M:067 B:027 L:016-000

Property Details

APN / Parcel Number

Primary APNGRAY M:067 B:027 L:016-000
Alternative APNs
  • 027016000000
  • 1595

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,845 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeBrick
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number1595
Street Address328 CENTER RD
CityGRAY
StateME
Zip04039-5447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block27
Legal Lot Number16-0
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group4
Census Block4021
Census Tract4702

Owner

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address328 CENTER RD, GRAY, ME 04039-5447
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address328 CENTER RD, GRAY, ME 04039-5447
Document Number0343670325
Instrument DateSep 26, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 CENTER RD GRAY ME 040395447, GRAY, ME 04039-5447

Mortgage

Document Number0343670325
DateOct 5, 2017
Book Page034367/000325
Instrument51064
Lender
NameNATIONAL BK
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueOct 4, 2047

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,871.00 (-7.7%)$399,900 (+44.73%) Land $132,000 Building $267,900
2023$4,194.00 (+8.82%)$276,300 (-) Land $73,500 Building $202,800
2022$3,854.00$276,300 Land $73,500 Building $202,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1983–2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
GoNetspeed
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Center Rd

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