328 Cedar St, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 328 Cedar St, Needham Heights, MA 02494

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 956 sqft · built 1951
Lot Size0.412 acres (17,947 sqft)
Owner2 Individual Names on File
Last Sale$499,000 (Sep 2005)
Tax Bill$7,811 (2025)
Deeds & MortgagesMar 2021 Refinance
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNM:2270001400000

Property Details

APN / Parcel Number

Primary APNM:2270001400000
Alternative APN
  • NEED M:227.0 B:0014 L:0000.0

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area956 sqft Living Area
1st Floor Area956 sqft
Basement Area936 sqft
Unfinished Basement936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1999
Architectural StyleCape Cod
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,947 sqft (0.412 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address328 CEDAR ST
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal Block14
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group1
Census Block1008
Census Tract403502

Owner

328 Cedar St is owned and occupied by two individuals who bought it in September 2005.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address328 CEDAR ST, NEEDHAM HEIGHTS, MA 02494-1818
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Mar 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2005 · Amount on File
Deed SaleSep 30, 2005 · Amount on File
Prior SaleSep 29, 2003 · Amount on File
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address328 CEDAR ST, NEEDHAM, MA 02494-1818
Transaction TypeMortgage
Record UpdatedMar 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39120-380
DateMar 11, 2021
Book Page39120/380
Instrument32052
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address328 CEDAR ST, NEEDHAM, MA 02494-1818
Document Number35028-493
Book / Page035028 / 000493
Instrument DateMar 29, 2017
Transaction TypeMortgage
Record UpdatedMay 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number35028-493
DateApr 10, 2017
Book Page035028/000493
Instrument30404
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 328 Cedar St was $7,811.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,811.00$736,900 Land $611,200 Building $125,700$927,485 (+12.68%)
2024$823,080
2023$7,069.00$542,100 Land $421,900 Building $120,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 328 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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