328 Calhoun Ave, #B, Destin, FL 32541 Property Records

Okaloosa County property record for 328 Calhoun Ave, #B, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,800 sqft · built 2021
Lot Size	0.297 acres (12,947 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Aug 2020)
Tax Bill	$5,230 (2025)
Deeds & Mortgages	Jan 2023 Mortgage May 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4548-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4548-6`
Alternative APN	`00-2S-22-0310-000D-048B`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Heated Area
Gross Area	2,348 sqft
1st Floor Area	1,196 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	12,947 sqft (0.297 acres)
Lot Width	75 ft Width
Garage Type	Finished
Porch	Open Porch
Porch Area	72 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	328 CALHOUN AVE # B, B
City	DESTIN
State	FL
Zip	32541-1595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALHOUN S/D DESTIN S 1/4 OF LOT 48 AND N 1/2 OF LOT 49 BLK D LESS THE NWLY 165FT
Legal Range	22
Legal Township	02S
Legal Subdivision	CALHOUN S/D
Legal Block	D
Legal Lot Number	48
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2007
Census Tract	23306

Owner

328 Calhoun Ave, #B is owned and occupied by an individual who bought it in August 2020.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	328 CALHOUN AVE # B, B, DESTIN, FL 32541-1595
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
May 13, 2021	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
Aug 26, 2020	Warranty Deed, Transfer OLD SOUTH LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Prior Sale	Dec 10, 2015 · Amount on File
Deed Document Number	3385354
Deed Book / Page	3486 / 3359
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	328 CALHOUN AVE # B, B, DESTIN, FL 32541-1595
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 CALHOUN AVE 8, 8, DESTIN, FL 32541-1595

Mortgage

Document Number	0036581806
Date	Jan 13, 2023
Book Page	3658/1806
Instrument	3600919

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	328 CALHOUN AVE # B, B, DESTIN, FL 32541-1595
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	OLD SOUTH LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4144 COMMONS DR W 4308, 4308, DESTIN, FL 32541-8485

Mortgage

Document Number	0035462166
Date	May 13, 2021
Book Page	3546/2166
Instrument	3454929

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 26, 2020
Property Address	328 CALHOUN AVE # B, B, DESTIN, FL 32541-1595
Document Number	0034863359
Book / Page	003486 / 003359
Instrument Date	Aug 17, 2020
Instrument	3385354
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Tax	$945.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 CALHOUN AVE #B DESTIN FL 325411595, B, DESTIN, FL 32541-1595

Tax Assessment & Valuation

The 2025 property tax bill for 328 Calhoun Ave, #B was $5,230 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,230.00 Homeowner's exemption	$480,694 Land $142,677 Building $338,017	$480,694 Land $142,677 Building $338,017
2023	$5,061.00 (-1.9%) Homeowner's exemption	$462,207 (+4.78%)	$518,943 (+17.65%) Land $129,459 Building $389,484
2022	$5,159.00	$441,104 Land $117,690 Building $323,414	$441,104 Land $117,690 Building $323,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Calhoun Ave, #B in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured incl. 60 condo units
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Calhoun Ave, #B is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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