Webster County property record for 328 Byrum St, Providence, KY 42450
| Property Type | Mobile Home |
|---|---|
| Details | 1,288 sqft · built 1983 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Aug 2026) |
| Tax Bill | $687 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PR1-006-003 |
| Primary APN | PR1-006-003 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,288 sqft Finished Area |
|---|
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 160 ft deep x 60 ft wide |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 56 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 5308 |
|---|---|
| Street Address | 328 BYRUM ST |
| City | PROVIDENCE |
| State | KY |
| Zip | 42450-2424 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 1983 DW & LOT |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 960400 |
Source: Webster County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 328 BYRUM ST, PROVIDENCE, KY 42450-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 7, 2026 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Jun 1, 2018 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Oct 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on Record |
| Deed Sale | Aug 7, 2026 · Amount on Record |
| Prior Sale | Nov 4, 2024 · Amount on Record |
| Deed Document Number | 2026473414 |
| Deed Book / Page | 331 / 37 |
| Prior Transfer Date | Jan 29, 2023 |
| Prior Transfer Doc | 0000452147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Aug 7, 2026 |
| Property Address | 328 BYRUM ST, PROVIDENCE, KY 42450-2424 |
| Document Number | 0000473414 |
| Book / Page | 331 / 37 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026473414 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | TRANSNATION TITLE INSURANCE COMPANY, TRANSFORMATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,110.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 BYRUM ST, PROVIDENCE, KY 42450-2424 |
| Document Number | 0000473415, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 2026473415 |
| Name | GUARANTEED RATE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000473416, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 412/507 |
| Instrument | 2026473416 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate | 5.84% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER KY |
| Property Address | 328 BYRUM ST, PROVIDENCE, KY 42450-2424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | MTG341/780 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | MTG 341/780 |
| Instrument | 298590 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | May 30, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Oct 9, 2020 |
| Property Address | 328 BYRUM ST, PROVIDENCE, KY 42450-2424 |
| Document Number | DEED310/311 |
| Book / Page | DEED 310 / 311 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 418117 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 328 BYRUM ST, PROVIDENCE, KY 42450-2424 |
| Name | Verified Name |
|---|---|
| Address | 328 BYRUM ST, PROVIDENCE, KY 42450-2424 |
| Document Number | 0000418118 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 418118 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Oct 1, 2043 |
Source: Webster County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Webster County |
| Municipality | Providence City |
| Unified School District | Webster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $687.00 (-17.23%) | $65,000 (-16.67%) | $65,000 (-16.67%) |
| 2023 | $830.00 | $78,000 | $78,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1994) |
| Most Recent Claim | Jun 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE WATER WORKS serves 4,538 people · EPA ID KY1170361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures