328 Bowen Rd, Sardis, MS 38666 Property Records

Panola County property record for 328 Bowen Rd, Sardis, MS 38666

Property Summary

Property Type	Single Family Home
Details	2,093 sqft · built 2015
Lot Size	11.2 acres (487,872 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Jan 2018 Refinance Apr 2015 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1074 1700000 0000209`

Property Details

APN / Parcel Number

Primary APN	`1074 1700000 0000209`

Interior

Building Area	2,093 sqft Adjusted Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	487,872 sqft (11.2 acres)

Location & Zoning

Street Address	328 BOWEN RD
City	SARDIS
State	MS
Zip	38666-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4
Jurisdiction	PANOLA MS
Township / Civil Division	1
Census Block Group	2
Census Block	2009
Census Tract	950301

Owner

Source: Panola County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 BOWEN RD, SARDIS, MS 38666-2918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SECURITY BANK
Apr 13, 2015	Deed of Trust, Mortgage FIRST SECURITY BANK
Feb 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020
Deed Sale	Dec 18, 2020
Deed Document Number	0020202537
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA MS
Property Address	328 BOWEN RD, SARDIS, MS 38666-2918
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002018/254
Date	Jan 22, 2018
Book Page	2018/254

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA MS
Property Address	328 BOWEN RD, SARDIS, MS 38666-2918
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02014/1041
Date	Apr 13, 2015
Book Page	2014/1041

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	295 HWY 6 W

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Oct 9, 2015

Interest

Rate Type	Fixed Rate

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA MS
Property Address	328 BOWEN RD, SARDIS, MS 38666-2918
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002016/618
Date	Feb 23, 2016
Book Page	2016/618

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

Source: Panola County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Panola County
Unified School District	North Panola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,208.00 (+24.25%)	$19,972 (+24.51%) Land $2,061 Building $17,911	$196,428 (+27.7%) Land $19,403 Building $177,025
2023	$1,777.00	$16,041 Land $2,062 Building $13,979	$153,818 Land $19,412 Building $134,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tallahatchie Valley Internet Services Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bowen Rd

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