328 Bison Circle Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 328 Bison Circle Dr, Kalispell, MT 59901 · Last verified September 2023

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,220 sqft · built 2017
Lot Size	0.705 acres (30,753 sqft)
Owner	Individual Name on File
Tax Bill	$4,274 (2023)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R612219`

Property Details

APN / Parcel Number

Primary APN	`R612219`
Alternative APNs	`07-3965-22-3-02-40-0000` `0000504512`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,220 sqft Living Area
1st Floor Area	2,220 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,753 sqft (0.705 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000504512
Street Address	328 BISON CIRCLE DR
City	KALISPELL
State	MT
Zip	59901-8573
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BUFFALO MOUNTAIN PH1, S22, T28 N, R22 W, LOT 82, ASSR# 0000504512
Legal Range	22W
Legal Township	28N
Legal Section	22
Legal Quarter	SW
Legal Subdivision	BUFFALO MOUNTAIN PH1
Legal Lot Number	82
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	4
Census Block	4011
Census Tract	802

Owner

Source: Flathead County records · APN R612219

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	328 BISON CIRCLE DR, KALISPELL, MT 59901-8573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Jan 08, 2018	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
May 12, 2017	Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK
Apr 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2016
Deed Sale	Oct 21, 2016
Prior Sale	Sep 16, 2013
Deed Document Number	201600023399
Record Updated	Jun 07, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	328 BISON CIRCLE DR, KALISPELL, MT 59901-8573
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500025008
Date	Nov 19, 2025
Instrument	202500025008

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	328 BISON CIRCLE DR, KALISPELL, MT 59901-8573
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100038020
Date	Oct 29, 2021
Instrument	202100038020

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	328 BISON CIRCLE DR, KALISPELL, MT 59901-8573
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100005332
Date	Feb 16, 2021
Instrument	202100005332

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2041

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	328 BISON CIRCLE DR, KALISPELL, MT 59901-8573
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800000481
Date	Jan 08, 2018
Instrument	201800000481

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	328 BISON CIRCLE DR, KALISPELL, MT 59901-8573
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700009629
Date	May 12, 2017
Instrument	201700009629

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.05%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2022
Change Frequency	5 Years
Min Rate At Change	4.06%
Max Rate At Change	9.05%
Index	5-Year CMT
Margin	3
Max Rate	9.05%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	328 BISON CIRCLE DR, KALISPELL, MT 59901-8573
Transaction Type	Mortgage
Record Updated	Apr 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000008749
Date	Apr 07, 2020
Instrument	202000008749

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Smith Valley Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,274.00	$569,900	$569,900 Land $84,839 Building $485,061

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290008024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 35% of Montana
Wildfire Likelihood	About 1 in 730 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
MontanaSky Networks	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Richon	Fixed Wireless (unlicensed)	100 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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