328 Bailey Mills Dr, Matthews, NC 28104 Property Records

Union County property record for 328 Bailey Mills Dr, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,199 sqft · built 2024
Lot Size	0.039 acres (1,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Sep 2025)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Dec 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-102-386`

Property Details

APN / Parcel Number

Primary APN	`07-102-386`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,199 sqft Living Area
1st Floor Area	451 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	1,699 sqft (0.039 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	328 BAILEY MILLS DR
City	MATTHEWS
State	NC
Zip	28104-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#27 BAILEY MILLS OPCR228-231; OPCR601
Legal Subdivision	BAILEY MILLS
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1019
Census Tract	20312

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4913 ADLER PASS, RALEIGH, NC 27612-3680
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Dec 16, 2024	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 29, 2024	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jan 12, 2024	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES LAG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Apr 29, 2024 · Amount on Record
Deed Document Number	202523803
Deed Book / Page	9199 / 303
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	328 BAILEY MILLS DR, MATTHEWS, NC 28104-5110
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 BAILEY MILLS DR, MATTHEWS, NC 28104-5110

Mortgage

Document Number	0009054366
Date	Jan 31, 2025
Book Page	9054/366
Instrument	2400

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 29, 2035

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	328 BAILEY MILLS DR, MATTHEWS, NC 28104-5110
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 BAILEY MILLS DR, STALLINGS, NC 28104-5110

Mortgage

Document Number	0009030592
Date	Dec 16, 2024
Book Page	9030/592
Instrument	29997

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 15, 2025
Property Address	328 BAILEY MILLS DR, MATTHEWS, NC 28104-5110
Document Number	0009199303
Book / Page	9199 / 303
Map Reference	CAB R FILE 601-604
Instrument Date	Sep 9, 2025
Instrument	23803
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7616 DICKS AVE, PHILADELPHIA, PA 19153-2129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4913 ADLER PASS, RALEIGH, NC 27612-3680

Mortgage

Document Number	0000023804
Date	Sep 15, 2025
Instrument	23804

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 29, 2024
Property Address	328 BAILEY MILLS DR, MATTHEWS, NC 28104-5110
Document Number	0000889541
Book / Page	8895 / 41
Map Reference	CAB R FILE 228-231
Instrument Date	Apr 29, 2024
Instrument	9584
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$853.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 BAILEY MILLS DR, STALLINGS, NC 28104-5110

Mortgage

Document Number	0000009585
Date	Apr 29, 2024
Instrument	9585

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 12, 2024
Property Address	328 BAILEY MILLS DR, MATTHEWS, NC 28104-5110
Document Number	0008838811
Book / Page	8838 / 811
Instrument Date	Jan 10, 2024
Instrument	803
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	NVR SETTLEMENT SERVICES LAG

Transaction

Amount	Amount Recorded
Tax	$1,106.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 COLLEGE ST UNIT 1318, 1318, PINEVILLE, NC 28134-0290

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10710 SIKES PL, CHARLOTTE, NC 28277-8181
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,700 (-) Land $79,000 Building $333,700	$412,700 (-) Land $79,000 Building $333,700
2025	$2,829.00	$412,700 Land $79,000 Building $333,700	$412,700 Land $79,000 Building $333,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber.

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