328 Ave Cabrillo, San Clemente, CA 92672 Property Records

Orange County property record for 328 Ave Cabrillo, San Clemente, CA 92672

Property Summary

Property Type	Multi-Family Dwellings
Details	1,262 sqft · built 1951
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Trust Names on File
Last Sale	$880,000 (Dec 2016)
Tax Bill	$10,256 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`692-053-18`

Property Details

APN / Parcel Number

Primary APN	`692-053-18`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,262 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Multi-Family
Lot Area	4,000 sqft (0.092 acres)
Garage Type	Attached
Garage Area	414 sqft

Location & Zoning

Street Address	328 AVENIDA CABRILLO
City	SAN CLEMENTE
State	CA
Zip	92672-1625
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	N TR 779 BLK 26 LOT 31
Legal Subdivision	TRACT NO 779
Legal Tract	779
Legal Block	26
Legal Lot Number	31
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42108

Owner

328 Ave Cabrillo, a residential property, is owner-occupied and held in a trust since September 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	328 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-1625
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 6, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Oct 13, 2017	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Mar 25, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Dec 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 21, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2016 · Amount on File
Deed Sale	Dec 28, 2016 · Amount on File
Deed Document Number	2016657113
Last Transfer Date	Sep 17, 2021
Transfer Doc	0000616246
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	328 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-1625
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-1625

Mortgage

Document Number	0000207566
Date	Jun 8, 2022
Instrument	2022000207566

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 6, 2021
Property Address	328 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-1625
Document Number	0000616246
Map Reference	MB 23 PG 19-25
Instrument Date	Sep 17, 2021
Instrument	2021000616246
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-1625

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 6, 2021
Property Address	328 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-1625
Document Number	0000616244
Map Reference	MB 23 PG 19-25
Instrument Date	Sep 17, 2021
Instrument	2021000616244
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-1625

Mortgage

Document Number	0000616245
Date	Oct 6, 2021
Instrument	2021000616245

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	328 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-1625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000435205
Date	Oct 13, 2017
Instrument	2017000435205

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	328 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-1625
Document Number	0000141066
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	328 AVENIDA CABRILLO SAN CLEMENTE CA 926721625, SAN CLEMENTE, CA 92672-1625

Mortgage

Document Number	0000141066
Date	Mar 30, 2020
Instrument	141066

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 12, 2019
Property Address	328 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-1625
Document Number	0000521463
Instrument Date	Nov 7, 2019
Instrument	521463
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	328 AVENIDA CABRILLO SAN CLEMENTE CA 926721625, SAN CLEMENTE, CA 92672-1625

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	328 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-1625
Document Number	0000320061
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 AVENIDA CABRILLO SAN CLEMENTE CA 926721625, SAN CLEMENTE, CA 92672-1625

Mortgage

Document Number	0000320061
Date	Aug 28, 2019
Instrument	320061

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 328 Ave Cabrillo was $10,256.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,041,739 (+2%) Land $983,509 Building $58,230
2025	$10,256.00	$1,021,313 Land $964,224 Building $57,089
2023	$9,869.00 (+1.95%) Homeowner's exemption	$981,655 Land $926,782 Building $54,873
2022	$9,680.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 328 Ave Cabrillo in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1998–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 328 Ave Cabrillo has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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