328 Atlantic Ave, Wells, ME 04090 Property Records

York County and Wells Town property record for 328 Atlantic Ave, Wells, ME 04090

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,888 sqft · built 1905
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Oct 2020)
Tax Bill	$5,123 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`WLLS M:128 L:77`

Property Details

APN / Parcel Number

Primary APN	`WLLS M:128 L:77`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Living Area
Gross Area	3,001 sqft
1st Floor Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	328 ATLANTIC AVE
City	WELLS
State	ME
Zip	04090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	HERMITAGE COTTAGE
Legal Lot Number	77
Jurisdiction	WELLS ME
Township / Civil Division	WELLS
Census Block Group	2
Census Block	2001
Census Tract	34005

Owner

328 Atlantic Ave is owned by two individuals who bought it in October 2020.

Source: York County and Wells Town records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 RIDGE RD, DELMAR, NY 12054-2107
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
May 16, 2017	Grant Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	May 16, 2017 · Amount on File
Deed Document Number	20202020052087
Deed Book / Page	18413 / 458
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS ME
Recording Date	Oct 15, 2020
Property Address	328 ATLANTIC AVE, WELLS, ME 04090
Document Number	0184130458
Book / Page	18413 / 458
Instrument Date	Sep 14, 2020
Instrument	2020052087
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17 RIDGE RD, DELMAR, NY 12054-2107

Mortgage

Document Number	2020052089
Date	Oct 15, 2020
Instrument	2020052089

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELLS ME
Recording Date	May 16, 2017
Property Address	328 ATLANTIC AVE, WELLS, ME 04090
Document Number	0174720594
Book / Page	017472 / 000594
Instrument Date	May 12, 2017
Instrument	18088
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	RED DOOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	328 ATLANTIC AVE WELLS ME 04090, WELLS, ME 04090

Mortgage

Document Number	174720596
Date	May 16, 2017
Book Page	017472/000596
Instrument	18089

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 328 Atlantic Ave was $5,123, up 9.7% from the year before.

Source: York County and Wells Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Wells Town
Unified School District	Wells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,123.00 (+9.72%)	$792,990 (+3.27%) Land $449,700 Building $343,290
2024	$4,669.00 (+2.01%)	$767,880 (-) Land $449,700 Building $318,180
2023	$4,577.00 (+3.53%)	$767,880 (+81.66%) Land $449,700 Building $318,180	$1,025,145
2022	$4,421.00	$422,700 Land $263,800 Building $158,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Atlantic Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 280 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	345 units insured incl. 65 condo units
Nearby Flood Claims	124 (1991–2024)
Claims Outside the SFHA	9 of 124
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 66 claims Severe Storm And Flooding, Dec 2022 · 23 claims Coastal Storm, Oct 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 328 Atlantic Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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