328 Arroyo Ave, San Leandro, CA 94577 Property Records

Alameda County property record for 328 Arroyo Ave, San Leandro, CA 94577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 905 sqft · built 1922
Lot Size	0.131 acres (5,699 sqft)
Owner	Individual Name on Record
Last Sale	$861,000 (Apr 2022)
Tax Bill	$10,325 (2025)
Deeds & Mortgages	Jul 2018 Second Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75-162-13`

Property Details

APN / Parcel Number

Primary APN	`75-162-13`
Alternative APN	`075-0162-013-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	905 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,699 sqft (0.131 acres)

Location & Zoning

Street Address	328 ARROYO AVE
City	SAN LEANDRO
State	CA
Zip	94577-2751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00013 BLK: AR: 0075 PAGE: 0162
Legal Subdivision	SAN ANTONIO COURT
Legal Lot Number	35
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3032
Census Tract	432300

Owner

Source: Alameda County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 ARROYO AVE, SAN LEANDRO, CA 94577-2751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 27, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 4, 2022	Grant Deed, Transfer ORABGE COAST TITLE, ORANGE COAST TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Feb 4, 2022
Deed Document Number	202283627
Prior Transfer Date	Aug 26, 1999
Prior Transfer Doc	0000368372
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	328 ARROYO AVE, SAN LEANDRO, CA 94577-2751
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147785
Date	Jul 27, 2018
Instrument	2018147785

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 26, 2038

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 27, 2022
Property Address	328 ARROYO AVE, SAN LEANDRO, CA 94577-2751
Document Number	0000083627
Map Reference	MB 28 PG 38
Instrument Date	Apr 25, 2022
Instrument	2022083627
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,418.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 ARROYO AVE, SAN LEANDRO, CA 94577-2751

Mortgage

Document Number	0000083628
Date	Apr 27, 2022
Instrument	2022083628

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 4, 2022
Property Address	328 ARROYO AVE, SAN LEANDRO, CA 94577-2751
Document Number	0000027195
Map Reference	MB 28 PG 38
Instrument Date	Jan 14, 2022
Instrument	2022027195
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Tax	$7,623.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 KING ST # PH7, PH7, SAN FRANCISCO, CA 94107-4900
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	San Leandro City
Unified School District	San Leandro Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$800,000 (+5.26%) Land $240,000 Building $560,000
2025	$10,325.00 (+5.67%) Homeowner's exemption	$760,000 (-6.98%) Land $228,000 Building $532,000
2023	$9,771.00	$817,000 Land $245,100 Building $571,900	$787,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Etheric Networks, GeoLinks, T-Mobile.

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