328 Albany St, Fort Mill, SC 29715 Property Records

York County property record for 328 Albany St, Fort Mill, SC 29715

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,299 sqft · built 2006
Lot Size	0.219 acres (9,522 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Jul 2015)
Tax Bill	$1,916 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`726-00-00-209`

Property Details

APN / Parcel Number

Primary APN	`726-00-00-209`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,299 sqft Living Area
Gross Area	3,011 sqft
1st Floor Area	1,999 sqft
2nd Floor Area	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	9,522 sqft (0.219 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	52 sqft
Patio Area	50 sqft

Location & Zoning

Street Address	328 ALBANY ST
City	FORT MILL
State	SC
Zip	29715-7819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDI
Legal Description	LT# 3 CHADWYCK PHASE I
Legal Subdivision	CHADWYCK
Legal Phase	1
Legal Lot Number	3
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	1
Census Block	1001
Census Tract	61007

Owner

328 Albany St is owned and occupied by an individual who bought it in July 2015.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	328 ALBANY ST, FORT MILL, SC 29715-7819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2015 · Amount on File
Deed Sale	Jul 20, 2015 · Amount on File
Prior Sale	Dec 4, 2006 · Amount on File
Deed Document Number	2015306143
Deed Book / Page	15015 / 66
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	328 ALBANY ST, FORT MILL, SC 29715-7819
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014200192
Date	Apr 26, 2022
Book Page	20142/192
Instrument	2022019617

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	328 ALBANY ST, FORT MILL, SC 29715-7819
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2090100355
Date	Aug 16, 2023
Book Page	20901/355
Instrument	2023025385

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 328 Albany St was $1,916.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,916.00	$12,917 Land $2,551 Building $10,366	$405,100 Land $80,000 Building $325,100
2023	$1,495.00 Additional exemption filed	$10,738 Land $2,600 Building $8,138	$268,444 Land $65,000 Building $203,444

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 328 Albany St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Albany St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50

May also be available: Spectrum, Verizon.

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