Codington County property record for 328 8th St NE, Watertown, SD 57201
| Property Type | Single Family Home |
|---|---|
| Details | built 1886 |
| Lot Size | 0.235 acres (10,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $181,000 (Jan 2019) |
| Tax Bill | $2,050 (2026) |
| Deeds & Mortgages | Sep 2010 Mortgage Apr 2009 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 005545 |
| Primary APN | 005545 |
|---|
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Lot Area | 10,240 sqft (0.235 acres) |
| Lot Dimensions | 128 ft deep x 80 ft wide |
| Street Address | 328 8TH ST NE |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-2603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 128-129 BELMONT ADD |
| Legal Subdivision | BELMONT ADD |
| Legal Block | NULL |
| Legal Lot Number | 128-129 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 954301 |
Source: Codington County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 328 8TH ST NE, WATERTOWN, SD 57201-2603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2010 | Deed of Trust, Mortgage HOME FEDERAL BANK |
| Apr 30, 2009 | Deed of Trust, Mortgage HOME FEDERAL BANK |
| Apr 23, 2009 | Special Warranty Deed, Transfer HOME FEDERAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2019 · Amount on Record |
| Deed Sale | Jan 2, 2019 · Amount on Record |
| Prior Sale | Apr 23, 2009 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 328 8TH ST NE, WATERTOWN, SD 57201-2603 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00986/5459 |
|---|---|
| Date | Sep 13, 2010 |
| Book Page | 986/5459 |
| Instrument | 201004268 |
| Name | HOME FEDERAL BANK |
|---|---|
| Address | WATERTOWN, SD 57201 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 31, 2015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 328 8TH ST NE, WATERTOWN, SD 57201-2603 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00986/2412 |
|---|---|
| Date | Apr 30, 2009 |
| Book Page | 986/2412 |
| Instrument | 200902181 |
| Name | HOME FEDERAL BANK |
|---|---|
| Address | WATERTOWN, SD 57201 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 16, 2014 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CODINGTON SD |
| Recording Date | Apr 23, 2009 |
| Property Address | 328 8TH ST NE, WATERTOWN, SD 57201-2603 |
| Document Number | 00423/1602 |
| Book / Page | 423 / 1602 |
| Instrument Date | Apr 13, 2009 |
| Instrument | 200902021 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 8TH ST NE, WATERTOWN, SD 57201-2603 |
| Investor | Possibly a Property Investor |
| Document Number | 00986/2351 |
|---|---|
| Date | Apr 23, 2009 |
| Book Page | 986/2351 |
| Instrument | 200902022 |
| Name | HOME FEDERAL BANK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | May 1, 2039 |
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,050.00 (+0.05%) Homeowner's exemption | $192,173 (-) Land $40,700 Building $151,473 |
| 2025 | $2,049.00 (+10.7%) Homeowner's exemption | $192,173 (+11.73%) Land $40,700 Building $151,473 |
| 2024 | $1,851.00 (-2.68%) | |
| 2023 | $172,003 Land $37,000 Building $135,003 | |
| 2022 | $1,902.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 6 (1991–2007) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Apr 2007 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN MUNICIPAL UTILITIES serves 23,230 people · EPA ID SD4600356 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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