328 7th St, Ramona, CA 92065 Property Records

San Diego County property record for 328 7th St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 806 sqft · built 1964
Lot Size	0.85 acres (3,685 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jan 2019)
Tax Bill	$4,702 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-331-20-00`

Property Details

APN / Parcel Number

Primary APN	`281-331-20-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	806 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	3,685 sqft (0.85 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	328 7TH ST
City	RAMONA
State	CA
Zip	92065-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 60 LOT 11 SELY 66 FT TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	60
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3012
Census Tract	20813

Owner

Source: San Diego County records · APN 281-331-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	328 7TH ST, RAMONA, CA 92065-2306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 04, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST CHOICE LN SVCS
Jan 15, 2019	Grant Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Nov 15, 2013 · Amount on Record
Deed Document Number	201916045
Prior Transfer Date	Dec 04, 2012
Prior Transfer Doc	0000020447
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	328 7TH ST, RAMONA, CA 92065-2306
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 7TH ST, RAMONA, CA 92065-2306

Mortgage

Document Number	0000450166
Date	Jun 21, 2021
Instrument	2021-0450166

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 01, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	328 7TH ST, RAMONA, CA 92065-2306
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326992
Date	Jun 23, 2020
Instrument	2020-0326992

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	328 7TH ST, RAMONA, CA 92065-2306
Document Number	0000389018
Instrument Date	Sep 04, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	328 7TH ST RAMONA CA 920652306, RAMONA, CA 92065-2306

Mortgage

Document Number	0000389018
Date	Sep 09, 2019
Instrument	389018

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 08, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 15, 2019
Property Address	328 7TH ST, RAMONA, CA 92065-2306
Document Number	0000016045
Instrument Date	Dec 18, 2018
Instrument	16045
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 14TH ST #28 RAMONA CA 920652138, 28, RAMONA, CA 92065-2138

Mortgage

Document Number	16046
Date	Jan 15, 2019
Instrument	16046

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$352,607 (+2%) Land $199,117 Building $153,490
2025	$4,702.00 (+7.87%)	$345,694 (+4.04%) Land $195,213 Building $150,481
2023	$4,359.00 (-3.03%)	$332,273 Land $187,634 Building $144,639
2022	$4,495.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208133, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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