328 5th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 328 5th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Commercial
Details	2 ba · 3,888 sqft · built 1988
Lot Size	0.442 acres (19,270 sqft)
Owner	Company Name on Record
Last Sale	$970,000 (Aug 2026)
Tax Bill	$11,810 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-51561-0000`

Property Details

APN / Parcel Number

Primary APN	`82-51561-0000`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,888 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Material	Other
Lot Area	19,270 sqft (0.442 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	328 5TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-4330
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C4
Legal Description	SLY 14 OF LOT 3 AND LOTS 4 & 5 BLK G WILSONS SURVEY SECTION 11 TOWNSHIP 124 RANGE 028 WILSONS SURVEY SECTION 11 TOWNSHIP
Legal Range	28W
Legal Township	124
Legal Section	11
Legal Subdivision	WILSONS SURVEY
Legal Block	G
Legal Lot Number	3-5
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3033
Census Tract	11600

Owner

Source: Stearns County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5832 LINCOLN DR, MINNEAPOLIS, MN 55436-1616
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Deed Document Number	20261719614
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 24, 2026
Property Address	328 5TH AVE S, SAINT CLOUD, MN 56301-4330
Document Number	0001719614
Instrument Date	Aug 14, 2026
Instrument	20261719614
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323,301.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0001719614,
Date	Aug 24, 2026
Instrument	20261719614

Lender

Name	COMMUNITY RESOURCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 15, 2031

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,810.00 (+9.9%)	$409,000 (+2%) Land $146,000 Building $263,000	$409,000 (+2%) Land $146,000 Building $263,000
2025		$401,000 (+4.95%) Land $146,000 Building $255,000	$401,000 (+4.95%) Land $146,000 Building $255,000
2024	$10,746.00 (+6.82%)
2023	$10,060.00	$382,100 Land $146,000 Building $236,100	$382,100 Land $146,000 Building $236,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.

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