328 38th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 328 38th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,022 sqft · built 1925
Owner	Individual Name on Record
Tax Bill	$2,050 (2023)
Deeds & Mortgages	Jan 2023 Sale Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-48578-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48578-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,022 sqft Living Area

Exterior

Year Built	Built 1925
Exterior Material	Metal
Lot Width	66 ft Width
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.48578.0000
Street Address	328 38TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD6
Legal Description	LOT 027 BLOCK 004 OF MCCLURE & WHITNEY'2ND ADD; LOT 028 BLOCK 004 OF MCCLURE & WHITNEY'2ND ADD LOT 28 & N 24' OF
Legal Range	28
Legal Township	124
Legal Section	09
Legal Subdivision	MCCLURE WHITNEY2ND ADD
Legal Block	4
Legal Lot Number	27-28
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1019
Census Tract	601

Owner

Source: Stearns County records, as of July 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 38TH AVE N, SAINT CLOUD, MN 56303-3050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed, Transfer
Jan 10, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jan 10, 2023
Record Updated	Jun 7, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 10, 2023
Property Address	328 38TH AVE N, SAINT CLOUD, MN 56303-3050
Document Number	00A1647295
Instrument Date	Dec 27, 2022
Instrument	A1647295
Transaction Type	Transfer
Record Updated	Feb 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 24TH AVE S, SAINT CLOUD, MN 56301-4891

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 10, 2023
Property Address	328 38TH AVE N, SAINT CLOUD, MN 56303-3050
Document Number	00A1647296
Instrument Date	Mar 17, 2021
Instrument	A1647296
Transaction Type	Transfer
Record Updated	Feb 8, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 38TH AVE N, SAINT CLOUD, MN 56303-3050

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,050.00	$179,500 Land $30,000 Building $149,500	$179,500 Land $30,000 Building $149,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Xtratyme Technologies.

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