328 20th St S, La Crosse, WI 54601 Property Records

La Crosse County property record for 328 20th St S, La Crosse, WI 54601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1910
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on Record
Tax Bill	$5,398 (2025)
Deeds & Mortgages	May 2019 Mortgage Apr 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-030247-030`

Property Details

APN / Parcel Number

Primary APN	`017-030247-030`
Alternative APNs	`17 30247 30` `33510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,980 sqft Living Area
Basement Area	1,002 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	33510
Old Parcel Number	17 30247 30
Street Address	328 20TH ST S
City	LA CROSSE
State	WI
Zip	54601-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT SW-NW FKA SMITH & BACHELDERS ADD (NOW VACATED) LOT 98 BLOCK 5 LOT SZ: 49.5 X 144 4/7
Legal Range	07
Legal Township	15
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	SMITH & BATCHELDER'S ADDITION
Legal Block	5
Legal Lot Number	98
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	4
Census Block	4006
Census Tract	700

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	328 20TH ST S, LA CROSSE, WI 54601-5025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Apr 1, 2019	Transfer on Death Deed, Transfer
Apr 1, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 1, 2019
Transfer Doc	0001723969
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	328 20TH ST S, LA CROSSE, WI 54601-5025
Transaction Type	Mortgage
Record Updated	Jun 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1725981
Date	May 16, 2019
Instrument	1725981

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2049

Interest

Rate Type	Adjustable Rate

April 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LA CROSSE WI
Recording Date	Apr 1, 2019
Property Address	328 20TH ST S, LA CROSSE, WI 54601-5025
Document Number	0001723968
Instrument Date	Mar 25, 2019
Instrument	1723968
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 20TH ST S, LA CROSSE, WI 54601-5025

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Apr 1, 2019
Property Address	328 20TH ST S, LA CROSSE, WI 54601-5025
Document Number	0001723969
Instrument Date	Mar 25, 2019
Instrument	1723969
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 20TH ST S, LA CROSSE, WI 54601-5025

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,398.00 (-2.9%) Homeowner's exemption	$309,400 (+14.89%) Land $48,200 Building $261,200	$322,500 (+19.75%)
2023	$5,559.00 Homeowner's exemption	$269,300 Land $46,600 Building $222,700	$269,300 Land $46,600 Building $222,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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