328 11th St, Ramona, CA 92065 Property Records

San Diego County property record for 328 11th St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,313 sqft · built 1952
Lot Size	0.206 acres (8,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Jan 2024)
Tax Bill	$7,301 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-251-10-00`

Property Details

APN / Parcel Number

Primary APN	`281-251-10-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,313 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	8,965 sqft (0.206 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	328 11TH ST
City	RAMONA
State	CA
Zip	92065-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMV5
Legal Description	BLK 56 LOTS 11 & 12 SE 1/2 OF TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	56
Legal Lot Number	11,12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4000
Census Tract	20806

Owner

Source: San Diego County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 11TH ST, RAMONA, CA 92065-3910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Aug 16, 2022	Grant Deed, Transfer WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 6, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Prior Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	202423406
Prior Transfer Date	Mar 7, 1997
Prior Transfer Doc	0000119643
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2024
Property Address	328 11TH ST, RAMONA, CA 92065-3910
Document Number	0000023406
Map Reference	MAP 643
Instrument Date	Jan 8, 2024
Instrument	2024-0023406
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	328 11TH ST, RAMONA, CA 92065-3910

Mortgage

Document Number	0000023407
Date	Jan 29, 2024
Instrument	2024-0023407

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0000023408
Date	Jan 29, 2024
Instrument	2024-0023408

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Mar 27, 2054

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 16, 2022
Property Address	328 11TH ST, RAMONA, CA 92065-3910
Document Number	0000330725
Map Reference	MAP 643
Instrument Date	Jul 8, 2022
Instrument	2022-0330725
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 MAIN ST STE 200, 200, RAMONA, CA 92065-1968

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	328 11TH ST, RAMONA, CA 92065-3910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000502957
Date	Nov 4, 2019
Instrument	2019-0502957

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2017
Property Address	328 11TH ST, RAMONA, CA 92065-3910
Document Number	0000008882
Map Reference	MAP643
Instrument Date	Dec 30, 2016
Instrument	2017-0008882
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365 CORAOPOLIS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	328 11TH ST, RAMONA, CA 92065-3910

Mortgage

Document Number	0000008883
Date	Jan 6, 2017
Instrument	2017-0008883

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	271 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,432 (+2%) Land $364,140 Building $239,292
2025	$7,301.00 (+60.6%)	$591,600 (+69.03%) Land $357,000 Building $234,600
2023	$4,546.00 (+25.75%)	$350,000 Land $250,000 Building $100,000
2022	$3,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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