Wayne County property record for 3279 Test Rd, Richmond, IN 47374
| Property Type | Residential Vacant Land |
|---|---|
| Details | 4 bd · 2 ba · 3,650 sqft · built 1960 |
| Lot Size | 0.455 acres (19,820 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $163 (2024) |
| Deeds & Mortgages | Feb 2017 Reverse Mortgage Feb 2017 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-00155-00 |
| Primary APN | 015-00155-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,650 sqft Living Area |
| 1st Floor Area | 3,650 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 19,820 sqft (0.455 acres) |
| Lot Dimensions | 200 ft deep x 99 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 491230021300015 |
|---|---|
| Street Address | 3279 TEST RD |
| City | RICHMOND |
| State | IN |
| Zip | 47374-4967 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 3 & 8 FT 9 IN FRONTAGE E PT LOT 2 CLEAR CREEK HTS SUB 1ST ADDN |
| Legal Subdivision | CLEAR CREEK HEIGHTS SUB |
| Legal Lot Number | 3,8,2 |
| Jurisdiction | WAYNE IN |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 10700 |
3279 Test Rd, residential vacant land, is owned and occupied by an individual.
Source: Wayne County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3279 TEST RD, RICHMOND, IN 47374-4967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2017 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Feb 6, 2017 | Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE IN |
| Property Address | 3279 TEST RD, RICHMOND, IN 47374-4967 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2017001065 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 2017001065 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 879 Months |
| Due | May 3, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.23% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE IN |
| Property Address | 3279 TEST RD, RICHMOND, IN 47374-4967 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2017001066 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 2017001066 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 879 Months |
| Due | May 3, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.23% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Wayne County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wayne County |
| County Subdivision | Wayne Township |
| Unified School District | Richmond Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,700 Land $17,700 | $17,700 Land $17,700 | |
| 2024 | $163.00 | ||
| 2023 | $123,500 (-0.96%) Land $16,500 Building $107,000 | $123,500 (-0.96%) Land $16,500 Building $107,000 | |
| 2022 | $157.00 | $124,700 Land $16,500 Building $108,200 | $124,700 Land $16,500 Building $108,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3279 Test Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Nov 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3279 Test Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: BridgeMAXX Suncoast Broadband, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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