32785 Sutton Rd, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 32785 Sutton Rd, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,607 sqft · built 1945
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Nov 2021)
Tax Bill	$6,578 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-27-226-002`

Property Details

APN / Parcel Number

Primary APN	`15-09-27-226-002`
Alternative APN	`0927226002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,607 sqft Living Area
1st Floor Area	935 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	245 ft deep x 50 ft wide
Garage Area	1,036 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32785 SUTTON RD
City	CHESTERFIELD
State	MI
Zip	48047-3371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B RES
Legal Description	SUPERVISORS PLAT OF BAKERS SALT RIVER SUBDIVISION NO 1 PART OF LOT 116 DESC AS FOLL; BEG AT INTER OF S LINE LOT 116 & E SIDE LINE SUTTON RD, FORMERLY EVANS; TH N6215'E 237.72 FT; TH S4123'E 16 FT ALG SALT RIVER; TH S65*56'W 242 FT ALG LINE COMMON T
Legal Subdivision	SALT RIVER SUBDIVISION
Legal Lot Number	116-117
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2005
Census Tract	222500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32785 SUTTON RD, CHESTERFIELD, MI 48047-3371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Nov 10, 2021	Warranty Deed, Transfer TITLE SENSE INC, TITLE ONE INC
Jun 9, 2017	Quit Claim Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Mar 14, 2017 · Amount on Record
Deed Document Number	20212269300
Deed Book / Page	28188 / 445
Prior Transfer Date	Nov 30, 2016
Prior Transfer Doc	0000072502
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32785 SUTTON RD, CHESTERFIELD, MI 48047-3371
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32785 SUTTON RD, CHESTERFIELD, MI 48047-3371

Mortgage

Document Number	2400015835
Date	Mar 4, 2024
Book Page	29493/567
Instrument	202400015835

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	31155 NORTHWESTERN HWY, FARMINGTON HILLS, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Mar 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 10, 2021
Property Address	32785 SUTTON RD, CHESTERFIELD, MI 48047-3371
Document Number	2102269300
Book / Page	28188 / 445
Map Reference	LB 22 PG 8
Instrument Date	Oct 22, 2021
Instrument	202102269300
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount Recorded
Tax	$2,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32785 SUTTON RD, 32785, CHESTERFIELD, MI 48047-3371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32785 SUTTON RD, CHESTERFIELD, MI 48047-3371
Investor	Possibly a Property Investor

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 9, 2017
Property Address	32785 SUTTON RD, CHESTERFIELD, MI 48047-3371
Document Number	0000072502
Book / Page	024759 / 000040
Instrument Date	Nov 30, 2016
Instrument	72502
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32785 SUTTON RD CHESTERFIELD MI 480473371, CHESTERFIELD, MI 48047-3371

Mortgage

Document Number	141025
Date	Jun 9, 2017
Book Page	025086/000453
Instrument	141025

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 14, 2017
Property Address	32785 SUTTON RD, CHESTERFIELD, MI 48047-3371
Document Number	0000030182
Book / Page	024600 / 000815
Instrument Date	Nov 30, 2016
Instrument	30182
Transaction Type	Transfer
Record Updated	Mar 31, 2017

Transaction

Amount	Amount Recorded
Tax	$2,709.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14832 ATWATER DR STERLING HEIGHTS MI 483131203, STERLING HEIGHTS, MI 48313-1203

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,200 (+0.13%)	$468,400 (+0.13%)
2025	$6,578.00 (+14.08%) Homeowner's exemption	$233,900 (+22.2%)	$467,800 (+22.2%)
2023		$191,400	$382,800
2022	$5,766.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1985–2023)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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