32781 Ruth Ct, Temecula, CA 92592 Property Records

Riverside County property record for 32781 Ruth Ct, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,420 sqft · built 2003
Lot Size	0.309 acres (13,503 sqft)
Owner	Owner Name on Record
Tax Bill	$8,009 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`962-371-010`

Property Details

APN / Parcel Number

Primary APN	`962-371-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,420 sqft Living Area
Gross Area	2,913 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	13,503 sqft (0.309 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	962371010
Street Address	32781 RUTH CT
City	TEMECULA
State	CA
Zip	92592-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.31 ACRES M/L IN LOT 62 MB 330/012 TR 23065-4
Legal Tract	23065-4
Legal Lot Number	62
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2019
Census Tract	43252

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	32781 RUTH CT, TEMECULA, CA 92592-3300
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ZB NA

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Sep 5, 2003 · Amount on Record
Last Transfer Date	Jan 17, 2014
Transfer Doc	0000021666
Record Updated	Jun 7, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32781 RUTH CT, TEMECULA, CA 92592-3300
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32781 RUTH CT, TEMECULA, CA 92592-3300

Mortgage

Document Number	0000477361
Date	Nov 21, 2022
Instrument	2022-0477361

Lender

Name	ZB NA
Type	Bank
Address	TEMECULA, CA 92590

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32781 RUTH CT, TEMECULA, CA 92592-3300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32781 RUTH CT, TEMECULA, CA 92592-3300

Mortgage

Document Number	0000455452
Date	Sep 24, 2020
Instrument	2020-0455452

Lender

Name	ZB NA
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,009.00 (+4.46%) Homeowner's exemption	$576,175 (+6.41%) Land $156,380 Building $419,795
2023	$7,667.00 (+2.24%) Homeowner's exemption	$541,450 Land $150,308 Building $391,142
2022	$7,499.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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