3278 Tala Loop, Longwood, FL 32779 Property Records

Seminole County property record for 3278 Tala Loop, Longwood, FL 32779

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 4,114 sqft · built 2005
Lot Size1.04 acres (45,437 sqft)
OwnerIndividual Name on File
Last Sale$1,250,000 (Feb 2023)
Tax Bill$15,192 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-20-29-5KW-0000-0740

Property Details

APN / Parcel Number

Primary APN15-20-29-5KW-0000-0740

Interior

Bedrooms4 Beds
Full Baths5 Baths
Plumbing Fixtures20 Plumbing Fixtures
Stories2 Stories
Building Area4,114 sqft Living Area
1st Floor Area3,606 sqft
2nd Floor Area508 sqft
Upper Floors Area508 sqft
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialCombination
Construction TypeConcrete Block
Foundation TypeFooting
Roof MaterialTile
Lot Area45,437 sqft
Garage Area301 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area606 sqft
Patio Area611 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3278 TALA LOOP
CityLONGWOOD
StateFL
Zip32779-3128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 74 ALAQUA PH 3 PB 42 PGS 1 THRU 8
Legal Range29E
Legal Township20S
Legal Section15
Legal SubdivisionALAQUA
Legal Lot Number74
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group2
Census Block2004
Census Tract20703

Owner

3278 Tala Loop is owned and occupied by an individual who bought it in February 2023.

Source: Seminole County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3278 TALA LOOP, LONGWOOD, FL 32779-3128
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2023Warranty Deed, Transfer · Conventional Mortgage
CLEAREDGE LENDING LLC
Jan 21, 2021Warranty Deed, Transfer · Conventional Mortgage
COGENT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2023 · Amount on File
Deed SaleFeb 10, 2023 · Amount on File
Prior SaleJan 21, 2021 · Amount on File
Deed Document Number0103881449
Deed Book / Page10388 / 1449
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateFeb 10, 2023
Property Address3278 TALA LOOP, LONGWOOD, FL 32779-3128
Document Number0103881449
Book / Page10388 / 1449
Map ReferenceMB 42 PG 1-8
Instrument DateFeb 10, 2023
Instrument2023012761
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address421 NOWELL LOOP, DELAND, FL 32724-9712

Transferred To (Grantee/Buyer)

NameVerified Name
Address3278 TALA LOOP, LONGWOOD, FL 32779-3128

Mortgage

Document Number0103881451
DateFeb 10, 2023
Instrument10388/1451
Lender
NameCLEAREDGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJan 21, 2021
Property Address3278 TALA LOOP, LONGWOOD, FL 32779-3128
Document Number0098211936
Book / Page9821 / 1936
Map ReferenceMB 42 PG 1-8
Instrument DateJan 20, 2021
Instrument2021008811
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,950.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 OCEANS WEST BLVD APT 1208, 2, DAYTONA BEACH SHORES, FL 32118-7942

Transferred To (Grantee/Buyer)

NameVerified Name
Address3278 TALA LOOP, LONGWOOD, FL 32779-3128

Mortgage

Document Number0098211948
DateJan 21, 2021
Instrument9821/1948
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Mortgage

Document Number0098211960
DateJan 21, 2021
Book Page9821/1960
Instrument2021008813
Lender
NameCOGENT BANK
TypeBank
AddressORANGE CITY, FL 32763
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3278 Tala Loop was $15,192 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,192.00 Homeowner's exemption$1,119,010$1,164,141 Land $315,000 Building $849,141
2023$9,618.00 (+2.37%) Homeowner's exemption$739,753 (+3%)$995,352 (+11.21%) Land $315,000 Building $680,352
2022$9,395.00 Homeowner's exemption$718,207$895,010 Land $300,000 Building $595,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3278 Tala Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 45 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims2 (2003–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3278 Tala Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY NORTHWEST
serves 31,986 people · EPA ID FL3594107
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35

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