3278 Ruskin Rd, Memphis, TN 38134 Property Records

Shelby County property record for 3278 Ruskin Rd, Memphis, TN 38134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,138 sqft · built 1977
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$241,000 (Apr 2022)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-7033-A0-0030`

Property Details

APN / Parcel Number

Primary APN	`08-7033-A0-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,138 sqft Living Area
Gross Area	3,698 sqft
1st Floor Area	1,569 sqft
Utility Area	25 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	122 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	523 sqft
Deck Area	130 sqft
Patio Area	523 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3278 RUSKIN RD
City	MEMPHIS
State	TN
Zip	38134-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Subdivision	WILLIAMSBURG PARK
Legal Lot Number	30
Jurisdiction	SHELBY TN
Township / Civil Division	6
Census Block Group	1
Census Block	1000
Census Tract	20651

Owner

3278 Ruskin Rd is owned and occupied by an individual who bought it in April 2022.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	3278 RUSKIN RD, BARTLETT, TN 38134-3216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Jun 23, 2014 · Amount on File
Deed Document Number	202248530
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 29, 2022
Property Address	3278 RUSKIN RD, MEMPHIS, TN 38134-3216
Document Number	0022048530
Map Reference	MB 58 PG 36
Instrument Date	Apr 8, 2022
Instrument	22048530
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3278 RUSKIN RD, MEMPHIS, TN 38134-3216
Investor	Possibly a Property Investor

Mortgage

Document Number	0022048531
Date	Apr 29, 2022
Instrument	22048531

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3278 Ruskin Rd was $1,810.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00	$67,300 Land $5,000 Building $62,300	$269,200 Land $20,000 Building $249,200
2023		$38,775 Land $3,875 Building $34,900
2022	$2,362.00
2021			$155,100 Land $15,500 Building $139,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3278 Ruskin Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1978–2014)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Sep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3278 Ruskin Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTLETT WATER SYSTEM serves 57,129 people · EPA ID TN0000765
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20