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3278 Isabella Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3278 Isabella Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 827 sqft · built 1974
Lot Size0.99 acres (4,300 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Jul 2022)
Tax Bill$7,318 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
May 2022 Transfer
Flood ZoneZone X (minimal risk)
APN165-423-08-00

Property Details

APN / Parcel Number

Primary APN165-423-08-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area827 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area4,300 sqft (0.99 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address3278 ISABELLA DR
CityOCEANSIDE
StateCA
Zip92056-3911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 451 TR 007220
Legal SubdivisionCOSTA SERENA
Legal Tract007220
Legal Block3
Legal Lot Number451
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2004
Census Tract18517

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3278 ISABELLA DR, OCEANSIDE, CA 92056-3911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 4, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2022 · Amount on Record
Deed SaleJul 21, 2022 · Amount on Record
Prior SaleDec 9, 1991 · Amount on Record
Deed Document Number2022301227
Record UpdatedOct 29, 2026

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 21, 2022
Property Address3278 ISABELLA DR, OCEANSIDE, CA 92056-3911
Document Number0000301227
Map ReferenceMAP 7220
Instrument DateJul 11, 2022
Instrument2022-0301227
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3278 ISABELLA DR, OCEANSIDE, CA 92056-3911

Mortgage

Document Number0000301228
DateJul 21, 2022
Instrument2022-0301228
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 4, 2022
Property Address3278 ISABELLA DR, OCEANSIDE, CA 92056-3911
Document Number0000193834
Map ReferenceMAP 7220
Instrument DateApr 12, 2022
Instrument2022-0193834
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31241 AVENIDA TERRAMAR, SAN JUAN CAPISTRANO, CA 92675-6317

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$663,254 (+2%) Land $408,565 Building $254,689
2025$7,318.00 (+11.74%)$650,250 (+10.59%) Land $400,554 Building $249,696
2023$6,549.00 (+316.34%)$588,000 Land $362,000 Building $226,000
2022$1,573.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Western
tribal government · serves 296 people · EPA ID 090605008
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Spectrum, T-Mobile.

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