Brevard County property record for 3278 Cortona Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,532 sqft · built 2014 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,050,000 (Jun 2026) |
| Tax Bill | $8,066 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-05-01-A-6 |
| Primary APN | 26-36-05-01-A-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,532 sqft Living Area |
| Gross Area | 4,580 sqft |
| 1st Floor Area | 2,865 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Width | 102 ft Width |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 697 sqft |
| Porch | Florida Room |
| Porch Area | 351 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2630983 |
|---|---|
| Street Address | 3278 CORTONA DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-8613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CORTONA SUBDIVISION LOT 6 BLK A |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | CORTONA SUBDIVISION |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 71201 |
3278 Cortona Dr is owned and occupied by two individuals who bought it in June 2026.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3278 CORTONA DR, MELBOURNE, FL 32940-8613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC |
| Nov 30, 2020 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 29, 2019 | Warranty Deed, Transfer · VA Mortgage NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on File |
| Deed Sale | Jun 4, 2026 · Amount on File |
| Prior Sale | Aug 29, 2019 · Amount on File |
| Deed Document Number | 2026114772 |
| Deed Book / Page | 10643 / 2767 |
| Prior Transfer Date | Nov 6, 2013 |
| Prior Transfer Doc | 0070070944 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 4, 2026 |
| Property Address | 3278 CORTONA DR, MELBOURNE, FL 32940-8613 |
| Document Number | 0106432767 |
| Book / Page | 10643 / 2767 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 2026114772 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | COUNTDOWN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3278 CORTONA DR, MELBOURNE, FL 32940-8613 |
| Document Number | 0000114773, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 2026114773 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 3278 CORTONA DR, MELBOURNE, FL 32940-8613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3278 CORTONA DR, MELBOURNE, FL 32940-8613 |
| Document Number | 0089340702 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 8934/702 |
| Instrument | 2020265951 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 29, 2019 |
| Property Address | 3278 CORTONA DR, MELBOURNE, FL 32940-8613 |
| Document Number | 0085271815 |
| Book / Page | 008527 / 001815 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 191331 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | ECHELON TITLE SERVICES LLC, ECHELON TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3278 CORTONA DR MELBOURNE FL 329408613, MELBOURNE, FL 32940-8613 |
| Document Number | 85271818 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 008527/001818 |
| Instrument | 191332 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2049 |
The 2025 property tax bill for 3278 Cortona Dr was $8,066, up 17.5% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $644,620 (+2.7%) | $792,980 (-2.56%) | |
| 2025 | $8,066.00 (+17.55%) Homeowner's exemption Veteran's exemption | $627,680 | $813,780 |
| 2024 | $6,862.00 (+1.39%) | ||
| 2023 | $6,768.00 (+7.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $532,330 (+3%) | $727,490 (+3.8%) Land $126,500 Building $600,990 |
| 2022 | $6,310.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $516,830 | $700,890 Land $126,500 Building $574,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3278 Cortona Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 133 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3278 Cortona Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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