3278 Chappelwood Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 3278 Chappelwood Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,729 sqft · built 2021
Lot Size	0.263 acres (11,474 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (May 2022)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-991-0331-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-991-0331-9`
Alternative APN	`26-4N-23-1030-000A-0350`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,729 sqft Heated Area
Gross Area	2,343 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	11,474 sqft (0.263 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3278 CHAPPELWOOD DR
City	CRESTVIEW
State	FL
Zip	32539-9265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKERIDGE EST LOT 35 BLK A
Legal Range	23
Legal Township	04N
Legal Section	26
Legal Subdivision	LAKERIDGE ESTATES
Legal Block	A
Legal Lot Number	35
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1005
Census Tract	20303

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13128 N SALOON ST, RATHDRUM, ID 83858-0640
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Sep 14, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 1, 2020	Deed of Trust, Construction Loan · Construction Mortgage MISCELLANEOUS INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Sep 14, 2021 · Amount on Record
Deed Document Number	3553557
Deed Book / Page	3624 / 2719
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 27, 2022
Property Address	3278 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265
Document Number	0036242719
Book / Page	3624 / 2719
Map Reference	MB 24 PG 4
Instrument Date	May 26, 2022
Instrument	3553557
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 MADISON CIR, 338, PANAMA CITY BEACH, FL 32407-4561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3278 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265

Mortgage

Document Number	0036242721
Date	May 27, 2022
Instrument	3624/2721

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 14, 2021
Property Address	3278 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265
Document Number	0035740126
Book / Page	3574 / 126
Map Reference	MB 24 PG 4-6
Instrument Date	Sep 10, 2021
Instrument	3488678
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2022
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3278 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265

Mortgage

Document Number	0003574127
Date	Sep 14, 2021
Instrument	3574/127

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 14, 2020
Property Address	3278 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265
Document Number	0034914981
Book / Page	003491 / 004981
Instrument Date	Aug 15, 2020
Instrument	3391030
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51201 DOWNING CT ELKHART IN 465146046, ELKHART, IN 46514-6046

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	May 1, 2020
Property Address	3278 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265
Document Number	0034593502
Book / Page	003459 / 003502
Instrument Date	Apr 30, 2020
Instrument	3355419
Transaction Type	Construction Loan
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7700 US HIGHWAY 98 W SANTA ROSA BEACH FL 324593270, SANTA ROSA BEACH, FL 32459-3270

Mortgage

Document Number	34593502
Date	May 1, 2020
Book Page	003459/003502
Instrument	3355419

Lender

Name	MISCELLANEOUS INS CO
Address	SANTA ROSA BEACH, FL 32459

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 30, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (-12.81%)	$231,591 (-12.97%) Land $37,532 Building $194,059	$231,591 (-12.97%) Land $37,532 Building $194,059
2023	$2,670.00 (+7.27%)	$266,108 (+8.64%) Land $17,867 Building $248,241	$266,108 (+8.64%) Land $17,867 Building $248,241
2022	$2,489.00	$244,947 Land $16,698 Building $228,249	$244,947 Land $16,698 Building $228,249

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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