3278 Cappio Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3278 Cappio Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,764 sqft · built 2003
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,095,000 (Mar 2022)
Tax Bill	$10,932 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-24-01-D-4`

Property Details

APN / Parcel Number

Primary APN	`26-36-24-01-D-4`
Alternative APNs	`26-36-24-01-0000D.0-0004.00` `2625548`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,764 sqft Living Area
Gross Area	5,184 sqft
1st Floor Area	3,336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	16,553 sqft (0.38 acres)
Lot Width	81 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	876 sqft
Porch	Finished/Open Porch
Porch Area	544 sqft
Deck Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2625548
Street Address	3278 CAPPIO DR
City	MELBOURNE
State	FL
Zip	32940-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-11
Legal Description	CASABELLA PHASE ONE LOT 4 BLOCK D
Legal Range	36E
Legal Township	26S
Legal Section	24
Legal Subdivision	CASABELLA PHASE ONE
Legal Phase	1
Legal Block	D
Legal Lot Number	4
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4014
Census Tract	64127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3278 CAPPIO DR, MELBOURNE, FL 32940-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 24, 2020	Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG
Apr 29, 2019	Quit Claim Deed, Transfer SERVICELINK
Jan 31, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	202275466
Deed Book / Page	9456 / 1523
Prior Transfer Date	Mar 13, 2008
Prior Transfer Doc	0058554824
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3278 CAPPIO DR, MELBOURNE, FL 32940-1310
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3278 CAPPIO DR, MELBOURNE, FL 32940-1310

Mortgage

Document Number	0091900426
Date	Jul 15, 2021
Book Page	9190/426
Instrument	2021183140

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 25, 2022
Property Address	3278 CAPPIO DR, MELBOURNE, FL 32940-1310
Document Number	0094561523
Book / Page	9456 / 1523
Map Reference	MB 47 PG 100-102
Instrument Date	Mar 24, 2022
Instrument	2022075466
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ESTATE TITLE, STATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3278 CAPPIO DR, MELBOURNE, FL 32940-1310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3278 CAPPIO DR, MELBOURNE, FL 32940-1310
Investor	Possibly a Property Investor

Mortgage

Document Number	0094561524
Date	Mar 25, 2022
Instrument	9456/1524

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 24, 2020
Property Address	3278 CAPPIO DR, MELBOURNE, FL 32940-1310
Document Number	0086720807
Book / Page	008672 / 000807
Instrument Date	Feb 19, 2020
Instrument	43580
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,382.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3278 CAPPIO DR MELBOURNE FL 329401310, MELBOURNE, FL 32940-1310

Mortgage

Document Number	86720808
Date	Feb 24, 2020
Book Page	008672/000808
Instrument	43581

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 29, 2019
Property Address	3278 CAPPIO DR, MELBOURNE, FL 32940-1310
Document Number	0084241835
Book / Page	008424 / 001835
Instrument Date	Apr 11, 2019
Instrument	88704
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$3,344.60
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 GUERNSEY LN COLONIA NJ 070673104, COLONIA, NJ 07067-3104

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 31, 2019
Property Address	3278 CAPPIO DR, MELBOURNE, FL 32940-1310
Document Number	0083590619
Book / Page	008359 / 000619
Instrument Date	Jan 16, 2019
Instrument	21122
Transaction Type	Foreclosure
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1000 TECHNOLOGY DR O FALLON MO 633682239, O FALLON, MO 63368-2239

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$838,000 (-2.36%)	$838,000 (-2.36%)
2025	$10,932.00 (+1.08%) Homeowner's exemption	$858,250 (+0.99%)	$858,250 (+0.99%)
2024	$10,815.00 (+0.85%)
2023	$10,724.00 (+15.6%) Homeowner's exemption	$849,810 (+6.93%) Land $189,750 Building $660,060	$849,810 (+6.93%) Land $189,750 Building $660,060
2022	$9,277.00	$794,720 Land $156,400 Building $638,320	$794,720 Land $156,400 Building $638,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 383 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 in force
Nearby Flood Claims	33 (1995–2024)
Claims Outside the SFHA	26 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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